Necro'ing this old thread for an update, some people had expressed concern/curiosity as to how my insurance premiums would be impacted, and honestly after the generous payout I was a bit concerned as well... I just got my annual renewal, and believe it or not Progressive LOWERED my premium by $31 a year over last year.... I think I'll hurry up and pay it before they change their minds...
(Comparing person to person's insurance is not very effective, but for full coverage with many additions on 3 bikes with 3 riders, it went from $742/year to $711/year.)
Wouldn’t that reduction be because of one less bike on the policy ?