I have not met one single retired person yet who does not regret doing it with most saying should have done it a few years prior.....

I also see a lot more retiring age 62 or so vs. age 65 or older as was in years past, the exception would be one lady my wife worked with into her mid 70's (should have been forced to retire before age 70 she was not competent enough to double click the mouse at her work) but the other lady I currently work with is top notch who trained me a few years ago she is working only 2 days per week 20 hours each week to get her outta the house some spending money as well age 68, although I too have noticed a few things from just 2 years ago she is slipping a smidge but still way way better than me am sure of it if I was age 68.