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Author Topic: progressive insurance mileage rates  (Read 568 times)
cookiedough
Member
*****
Posts: 11680

southern WI


« on: December 08, 2021, 12:00:06 PM »

for those that have progressive insurance for their autos,  my renewal due end of December now states mileage makes a difference in terms of rate premiums.  Now that both kids switched working closer to where they live and wife has worked from home past near 2 years at start of COVID not putting much mileage on her newer SUV,  each of those 3 vehicles went down 15 bucks each upon renewal due to say 6-8K miles per year vs. over 10K miles per year normally. 

Also,  check your length of ownership with Progressive (and maybe other insurance carriers) since 2 of my vehicles will be upon renewal having them with progressive over 5 years now.  Each went down 6 cents  - WOW, what a difference - LOL    2funny

Also,  I think made a slight difference switching wife's SUV from 'commute' to 'pleasure/personal' use since she does not drive it daily to work anymore due to Covid so switched that 'type' of use as well.

With 5 vehicles on my auto policy and me footing the bill for all of them,  every few bucks helps especially with 2 kids under age 25.  For those that have age 16-25 drivers on their auto policies,  you know what I mean having ALL 5 vehicles go up 30% in rate increase once they both were driving age 16.  Was dirt cheap prior to adding both kids on the auto policy and with Progressive cannot block any of them from not driving the autos they not driving ever must be on ALL 5 vehicles.

One more thing and this is weird on Progressive,  I was going to drive one vehicle more than the other per year but when I went to change the oldest 4 door sedan from say 14 to 10K miles annually, the rate went up (NOT DOWN) 5 bucks , as the other 3 vehicles went down 15 each.  So, I told the Progressive lady to leave as-is at 14K miles annually.   So, do not be surprised, especially with Progressive since never understood their   :uglystupid2:underwriting policies,  if you change to less miles driven per year if the rate 'might' go up not down which makes NO sense at all to me.

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cookiedough
Member
*****
Posts: 11680

southern WI


« Reply #1 on: December 08, 2021, 12:09:52 PM »

I wonder if Progressive cycle policy might make a difference (guessing not) due to mileage driven per year upon my renewal come April 2022?    I use to drive total 5000 miles on all cycles yearly, but last few years has been more like 2000 miles per year barely worth the yearly oil change I use to do on them.  I did not do the yearly oil change before winter this year on both Valkyries since both under 1000 miles on each driven this past summer and with using synthetic oil,  I might let go 1 more year, will see come spring?    I did put 2-3x's the mileage on my 650cc scooter though past 2 years simply because easier to hop on and go and more storage and as of now,  easier on my bad hips to get on/off and ride as compared to heavier Valks.  I want to add a storage luggage upper case to the big scooter with backrest up top on the case for the wife vs. the OEM lower backrest which she says is not comfy at all, but she still prefers the Valks for comfort, even though the seating area is bigger on the 650cc scooter vs. the Valks.
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