hail damage

[cookiedough]

widespread in my area and several cities nearby last Friday golfball for me and few places baseball sized hail.   Well, 1st insurance claim on home (and 2 vehicles sitting in driveway) thru erie insurance, will see how it goes.  Adjuster has NOT called me yet to schedule an at home appt. to discuss.

I know 100% my vinyl gutters are toast (softball sized holes entire length) and roof has dozen of dents in it which I know will be 100% covered. 

My question is what about vinyl siding replacement entire house?  I did not get the additional 92 year (already high enough as is) to get matching vinyl siding is oxford blue certainteed.  certainteed is going to send me 6 samples still have oxford blue to see if matches close or not to my 32 year old faded oxford blue vinyl siding.  There are 6 cracks in 6 pieces of vinyl siding 2 of 4 sides of house.  At the very least I will get non matching vinyl siding 6 pieces replaced for sure.

What erie insurance adjuster says about ENTIRE replacement will be iffy doubt it.  I am shooting for replacement under insurance claim of 2 of 4 damaged sides and I will pay the 5K extra or so to get color matched the other 2 non damaged sides of the house. 

somehow my neighbor last minor hail storm where 99% of us got NO damage tiny marble sized hail at best, they got their insurance to cover FREE roof and vinyl siding.  I asked the installer and he said there were just a few tiny dimples in siding is all but yet their insurance company got them to replace entire vinyl siding under claim after paying deductible of course.

My home deductible is 1K have to pay, and 500 deductible for each vehicle if can even get 100+ big golfball dents out of my 40K truck and 7K car?   

when it rains, it POURS literally!!!

[cookiedough]

now onto my dents all over vehicles.... I want my 40K truck dent free of course, if possible.  Not so sure my insurance will fix the 7K car because estimates coming in are 3-4.5K in dent repair.  I was under impression someone told me has to be 75% damage of cost of vehicle so if insurance says car is only 6K value vs. my thinking 7K value, say 4500 damage dent repair will be over 75% and they will total my vehicle NOT fix the HUGE dents which I do not want.  I want to pay the 500 bucks deductible and get 90% of dents out.

If they total it,  what is recourse?  never done it before.  I want to keep the vehicle drive as is I guess since NO ONE will buy it with 100's of dents all over, but not settling for only 3-4K in payout when I know the vehicle is for sure 6K but in my eyes 7K value still.  thoughts?   

am hoping for dents to be repairable going to see dent repair place tomorrow 8 a.m. see if possible BEFORE the insurance comes to inspect my vehicle.  All places are buried with 1000's of claims was widespread for sure.

U should see the signs in the yard in my small town of 1100 people of all the contractors that came from all over saturday driving around while I picked up my mess in yard.  Like vultures picking the flesh out of everyone...

[Hook#3287]

Many of them are vultures.  They follow the disaster and pick people clean to the bone.

It's a crap shoot, but if possible, I'd wait out the big rush for repair and try to get a reputable local contractor down the road.

After the tornado went through my town, these fly by night contractions came in and signed up a lot of home owners.  After a couple months, some of the substandard work started shining through, but the calls for fixing went unanswered.

No way new siding of the same brand and original color will match, I doubt the siding from the other side of the building would match, but it will be closer than new.

It's possible to swap out some of the original from a different area, then replace one side with new.

[cookiedough]

erie insurance claim adjuster called me back this morning on way to work.  seems like a nice guy, will see this Saturday 9 a.m. if he coughs up the dough to do 2 of 4 sides of house siding, me pay the other half?  We took inventory tonight of all the damaged items in our yard and on house.  24 items total NOT including the roof and eastrophes which I knew was toast.   

It surely pays to walk around 3 to 4x's around the yard/house, I found at least 5 more items broken or dented needing replaced I have full replacement cost but ONLY thing sucks is trailers allowed ONLY 2500 since I did NOT add a separate line item to insure my 7x23' enclosed trailer need special endorsement on policy since is big ticket item which IMO is BS since is PERSONAL PROPERTY on my premises but supposedly big ticket items need MORE money to cover in full since as it stands, I paid 8K for it WAS mint condition brand new,  now same trailer is 13K to buy, but I ONLY get 2500 payout is all and going to have to live with over 1000 dents all over the sides and especially the roof is TOAST. 

well u know my next 2 weekends busy.  this saturday home adjuster, next saturday both vehicles driving to catastrophe tent in nearby town 45 minute drive away to let insurance take pics of well over 100 dents each of 2 vehicles.    One estimator said well over 15 hours of dent repair and be tough to get out some dents too close to other big dents or on creases/edges of trim doubt can get out, plus one guy said with all those dents, the chances of breaking the paint pushing them all out is very high and even a year from now some of the dents could cave back in, seen it happen he said.  I gotta find a dent place that guarantees dents /paint, etc. for life which I know a few do.

[cookiedough]

oh yah, insurance guy from erie insurance told me I am 1 of 38 in my town needing estimates and my town is ONLY 1100 people so WOW, 38 claims on my small town from 1 insurance carrier is a TON.  especially since rough guess ONLY like 300 to 400 homes tops in entire town.

He was said from maryland and staying at hotel in new glarus next few weeks to get all claims wrapped up.   would be nice to get all my vinyl siding replaced is only thing I will have to fight getting done/replaced since only 6 or 7 chipped off vinyl siding.  apparently 1 place gave me quote be 12-14K off hand for all vinyl siding on 1100sq. ft home, seems super high to me? 

[Jack B]

Prices are crazy high. I got an estimate to replace two Anderson patio doors $20,000.
I ordered two doors for $7000. I’ll put them in myself.
I can’t believe patio doors cost that much.

[Jess from VA]

If I needed doors that cost that much, I'd make some from plywood (and maybe put a window in it). 

[cookiedough]

yah, just got all vinyl sliding patio door nothing fancy just white vinyl and garage sliding small window on side both wrapped cost me 7K, nothing fancy but still CRAZY high for 1 days work for 2 people.  

Well, got 1 more storm chaser company called showed up 730 p.m. tonight done calling the brochures left on my doorstep from storm chaser companies even though somewhat local.  They offered to pay my 1K deductible wanted to start next week even BEFORE the adjuster gives me pricing of what is and isnt covered.  

gotta go with gut feeling on this one go with a company who seems to be in business awhile, still local, but can speak good english and be around 15 years from how hoping if even that exists anymore in case have to use the 50 year shingle warranty.

well, the highest body shop around quoted me 6800 for dent repair damage on my 2014 hyundai sonata, guess being TOTALLED IS a good chance thru progressive insurance?

Would you drive car AS IS not file claim since just cosmetic damage all over except did see today right rear door handle is cracked from hail.  Or file claim, get hope 6K for car value, pay 500 deductible and buy car back salvage title for maybe 1 grand so get tops 4500 from insurance, if lucky, and drive car as is? my luck pretty sure progressive will be dirt cheap think my car value only 4K which IS BS low.

not sure, but in WI a salvage title means basically just get liability insurance on it no comp or collision since already salvaged not worth fixing if hit a deer or collision?    If that is the case, I wonder if by just getting liability will save me 200 bucks every 6 months in insurance premiums since the darn sonata is INSANELY high car to insure near as much as my 40K newer truck is.

evaluated hail damage got 24 items not including roof and gutters in need of replacement.  sure hope adjuster is nice on saturday!!

oh yah, for all your repair gurus out there, my enclosed aluminum trailer roof has 2 golf ball sized holes together few inches apart just noticed tonight.  U think best to just get a aluminum welding rod, propane torch, 6x6 inch aluminum piece, clean it all up, and weld that small piece of aluminum on edges OVER the 2 holes to top of aluminum roof?  

[cookiedough]

has been a rough 3 years more so than any other time since 1993 where lived.  huge oak tree came down  luckily missed house by a few feet had to take it ALL down found good deal 2500 bucks guy to do it.  Then next year high 80+ mph winds took out my 1K resin storage shed some say got an F1 tornado.  Last year also got tornado sirens going off high winds took out my front bigger 33 year old crabapple tree toppled over.  Now golfball sized hail this year in reality over 20K easily in damage more like 30K if the darn insurance company would cover my entire trailer would get all new sides except one not dented up severely but insurance only pays out 2500 on trailers.  

I guess going to have to live with trailer dents all over and repair the 2 golfball holes on roof and pocket that 2500 since will pay for 1K deductible house, and two 500 comp claims on dented up 2 vehicles.  More than likely erie insurance will not cover entire house for new vinyl siding since only 6 pieces cracked on 2 sides, but if they cover 2 of 4 sides new siding, I will end up paying half to get other 2 sides of house to match new siding probably another 6K outta pocket.  

At least no F4 or F5 tornados right, could be worse?  Hear I got 2 new hips and not even crank up the cycles yet this year since on weekends all thru april and part of may going to be busy.  last year only fired up both valks once to make sure they run since was iffy riding either with bad hips took them out short trip but hurt hips to even sit on the seat.  Retirement cannot come soon enough!!

[cookiedough]

Erie Insurance for homeowners seems to be pretty popular for claims, 52 in town of 1100 people with all 3 of my neighbors meeting with the guy I met with on Saturday.  Some things he said was OK, but not liking a few things.

I have EXTENDED replacement coverage so my AC unit is dented to heck and 80% of the fins are all dented in.  Catastrophe writer told me policy is to pay 300 bucks for an HVAC tech to straighten out the fins is all, gotta live with the top all dented up and paint coming off.  DARN thing has damage, give me a new AC unit period!

Cedar arbor about 300 bucks worth has 40% of the stain off of the wood, especially the top 1x1 inch wood is damage, but cosmetic can live with it I guess but give me 30 bucks to at least buy a gallon of stain?  IMO the wood on top is iffy being 1x1 inch strips so is damage, replace it or give me 300 bucks REPLACEMENT cost I paid for it!

Biggie and I will NOT stand for anything less than EXTENDED replacement cost is my high end wrought iron 4 swivel/rock patio chairs and round table I paid 1200 bucks for set at fancy patio place in 2009.  Has dents on table and a few on the chairs with black paint off of it.  Is still useable, but dented.  I called the place who I bought it from and the same EXACT 4 chairs and table the mfg is still in business  and NO JOKE is 3700 bucks today's cost NO JOKE.  I will demand 3700 bucks paid out to me since is 'extended replacement cost'.!!

AFter estimate, NO damn way the estimator is in the real of replacement cost even at FULL replacement value tops vs. depreciation  -actual cash value being the range paid out.  Going to get 3-4 contractor pricing on roof, vinyl siding, and seamless aluminum gutters and 99% sure NONE will even come under the TOP END adjuster wants to pay out.

The ONE darn time in over 33 years I need insurance,  I will NOT get screwed on the deal will get FULL replacement cost PERIOD of a new roof/gutters/siding.

I calculated out over 33 years what I have paid into home insurance and about equals the actual cash value adjuster wants to pay is ONLY 22 grand which will NOT cover gutters/shingles/siding NO way with top end payout 27K is all.  I was fully expecting for sure 3 grand more and even that is iffy, will see I guess. 

[cookiedough]

finally got a REAL NON storm chaser construction company to give me an honest REAL quote 1st BEFORE I showed him the erie insurance VERY low payout.  

He assured me once he inputs all the data of erie ins into his software program,  they should change their LOW ball offer on mostly siding and roof.  VERY low erie ins. repairs on cost of siding and shingles as I knew was in the terms of over 5K variance on a small ranch home total.  

He has dealt with erie insurance adjusters often in over 25 years and some write up 1000's above his quote while others like this jerk wrote me 5K or more BELOW reasonable replacement cost.  I will not be able to upgrade shingles to class 4 wind but will get good GAF brand timberline HDZ industry std. class 3 shingles which is still a slight upgrade on my GAF timberline 30 years shingles that are 17 years old now.

I still will have to pay outta pocket 6500 or so to get 27K in replacement value, or so I hope after contractor gets done reaming out the insurance adjuster for not doing his job accurately, or so I hope?? Let the games begin which I HATE playing when it comes to doing the right thing is get a decent roof,  although not much of an upgraded shingle still class 3 vs. class 4,  new siding/gutters.

I do not care if Erie Insurance is the no 1 company in my town paying out all these 100's of claims it seems like in my area for hail damage, the insurance adjuster should NOT low ball paying homeowners.   Once my insurance rates next year go WAY up due to this severe 4 county wide hail damaged widespread area,  I may have to be once again shopping for a new insurance company now that I filed my 1st claim EVER in 32 years of home ownership.  I bet ALL insurance companies will be going way way way up next year but at least am not living in certain area of the USA where the insurance companies are NOT even around insuring homes due to major disaster areas that have say hurricanes or tornadoes or earthquakes...

MORE fun times this saturday, going to progressive catastrophic tent 9 am to 10 a.m. 45 minutes away to get pics taken, etc. of my severely banged up 40K truck and 7K car paying another 500 deductible each vehicle in hopes repairable damage...  already pretty sure car is totalled will have to go salvage title repairs over 70% of vehicle worth UNLESS after 1 hour appts. going to a dent repair place 1030a.m. also in same town in hopes he says that the car can be near dent free under say 4500 in repair estimates?  A body shop already told me NO way they can POP OUT golfball sized dents every 5 inches apart on roof/hood/trunk and a few on sides as well VERY deep without cracking the paint in areas thus also needing a paint job.  when it rains, it POURS HAIL!!!!

still no time to fire up the cycles no batteries even in them still since every darn weekend in April so far been busy both weekend days.  time to retire? been itching to attempt to toss a leg over the seat to make sure my hips are good to go holding up 800lbs.  I think my legs / hips sitting on seat, be ok not hurt anymore, but still not 100% strength in legs, but at least I can mow my yard, and walk with little pain,  like I did 1st time sunday late before dark vs. last year was a struggle to even walk.  There, now is valk related.

[cookiedough]

lady I work with and same town as me got her same progressive insurance to come out and inspect her HAIL damage on her newer 2021 kia soul she just bought for 11K 6mths ago at a dealer.  SHOCKED they said her car was totalled from the golftball sized hail would cost OVER 10K to repair it all which I know is total BS.  I got a high end quote for 7K at a body shop who also does dent repair and know they are the highest around same dents, etc. but I have 3 panels to do vs. her 2 since kia soul not have a trunk is flat in back.

NO JOKE - they said they value of car progressive said was 13K  WOW!!!!!  I wonder what the payout will be on it from progressive being totalled (not fixeable)

am going to progressive tomorrow will see what they say about my older vehicle and newer truck? 

[fudgie]

Not sure Id be keeping my $40 vehicle outside.  As for the siding take some faded pcs off somewhere and replace the visable ones.

[cookiedough]

Not sure Id be keeping my $40 vehicle outside.  As for the siding take some faded pcs off somewhere and replace the visable ones.

wife does not want a 12x24 ft shed in backyard to alleviate the 2 car garage filled up.

Well, progressive insurance SUCKS been paying thru the nose over 10 years now 1 deer comp claim over 5 years ago is all on 4-5 vehicles and 4-5 cycles.  40K truck is in body shop over 11K in dents/body replacing have to cut the darn roof off and replace new,  dents too many and too bad.  Hood same way being replaced and repainted on both.  tons of other side dents as well, etc. be without a truck for 3 week probably.

what is really upsetting me is progressive is LOW balling me on the car payout by 1500-2K actual cash value.  Either give me 5965 for them to buy it out be gone with it, or I keep it same title, etc. for ONLY 3600 bucks.  INSANE low fighting with their JD powers estimator past week getting few same year/make/model shown at dealers selling for 8-12K range depending on mileage of course.  My car is 7-8k range am requesting what is FAIR 5K to keep it or 7500 for them to take it off my hands since car is totalled over 10K in dents. either way progressive is 1500 too low to consider. next step hire arbitrators to discuss if they not give into common sense and if they not agree, go to green county court judge appoints umpire to make final ruling in value of my car, costing me court fees as well as progressive paying half of court fees also.  Yah I know 1500 is not much difference but I know the value of my car actual cash value is 7-8K range and for me to ONLY get 3600 to drive it as is is BS...2nd reason want to keep it believe, knock on wood, will last 100K more miles and 6-7 more years and can take off all but liability on it for insurance no more comp or collision etc. since is totalled dents all over heck golf ball sized.
Most would probably take the 5965 and look for another used car for commuting, but at least I know what I got since bought it new in 2014 for 18K and has treated me fairly well.  Where can u find a good used under 80K mileage car for under 7K, not many for sure. 

not even get me started on the home damage of 30K about.  erie insurance cut me a check for 18K for roof and siding, that not even going to come close be over 25K to do both, and gutters.  calling my contractor tomorrow to see where he is at on his cost estimator before he submits it to erie insurance to tell them to cough up MORE DOUGH their low ball check sent is NOT going to cut it by far either.  ALL insurance companies are crooks!  I have EXTENDED replacement costs on home yet cannot even get it gotta fight for that as well nowadays.

got a call into progressive supervisor for claims sick of dealing with young girl on phone claims adjuster who is just taking low ball numbers off their JD powers cost estimator which is totally Too LOW of value on my car.  I should be asking for 7-8K to keep it since is value of the car not fix keep as is with dents, but will settle for 5K but NEVER for 3600 bucks, NO way.

[f6john]

The worst is yet to come. Rate increases!!! Ask me how I know.

[cookiedough]

The worst is yet to come. Rate increases!!! Ask me how I know.

yah, am sure will see autos are due June 30th so in a few more weeks will get renewal about same time I settle my 2 hail claims on both vehicles early June or so.

Hoping our home contractor for new roof and vinyl siding/gutters work it out with erie insurance claims adjuster to get what is FAIR since he was so LOW on the home damage payout was a joke. 

Hope to find it all out by end of this week so home contractor can get started in 1-2 more weeks new roof.siding/gutters.

Darn erie insurance seems like has 30-40% of all homes insured in this small town of 1100 people so come September renewal might be shopping for new home insurance as well?

I talked to a dent guy on my cars getting estimates and he swapped to TRIPLE AAA home insurance got a GREAT rate so will see come September. 

My kids HOME insurance jumped a HUGE 1300 to 2K per year for NO reason, so she is shopping as well.

Is coming to the point of some insurance companies are NOT insuring home anymore with all the tornado/hail/floods, etc. etc. claims in certain areas

[cookiedough]

 the 1 vehicle totalled from hail dealing with Progressive low balling me, then 30K in hail damage to my house total with Erie Insurance low balling me think should cost 23K total is driving me NUTS.  I picked the cheapest what I feel qualified contractor, have EXTENDED replacement cost not just FULL replacement cost, and yet Erie Insurance on home is trying to cut costs and not pay up as they should.  

After I am done with Erie Insurance on home hoping by end of June new roof/siding/gutters,  am sure they will be dropping me and all of over 60 claims they have in tops 250 home small town in WI.  Why do insurance companies LOW BALL when right in the darn policy I have replacement cost stated which after contacting 4 other contractors getting estimates, I picked the cheapest best qualified contractor to do the work, the others were way overpriced even above the contractor I picked.

Insurance companies are all crooks not paying up when they should according to policy standards!!!

The full replacement cost between contractor and insurance estimator is around 6K difference so buck up and pay darn insurance company!!!!  the insurance company uses ITEL software which after researching seems to be NOT accurate at all in terms of full replacement costs.  I hate playing 'the game' of going back and forth.  Even at FULL RCV (replacement cost value) there is 6K short on paying what is due and my house is tiny, simple ranch 1104 sq ft home.


the cars value is 7-8K range but progressive attempted to low ball me 5800 bucks to get rid of it said NOT happening.  They came up some for me to keep it at 4860 drive as is with 300+ dents all over which is probably what I will do since after looking at newer car pricing even used ones, are in worse shape, minus hail damage, than my car is currently at over 2x's the 7-8K value range my car should be worth.  All dealers are selling my identical car similar mileage OVER 8K so buck up give me 7500 should be easily

[cookiedough]

OMG!   Erie Insurance surely SUCKS.   All 4 contractors I got cost estimates from are much higher both siding and roof than what Erie insurane TOP END will pay out in full replacement cost.  All boils down to the claims adjuster with them, a low baller for sure.  Disregarding him now and going with his supervisor.  IMPOSSIBLE to get my entire roof paid for as it should be similar for ONLY 11.5K and siding for under 11K.  They use different cost estimator software than the Xactimate software all contractors I got estimates for and numbers are WAY OFF, everyone else over 14K for each not around 11K.  NOT paying for new hail damage roof and siding out of pocket when my insurance covers FULL replacement cost similar siding/roof as what is on the house now.

Next recourse?  Giving one more chance for claims adjuster supervisor to pay up on hail damage took place nearly 2 months ago and over 30% of our entire town already has their roofs replaced due to golfball sized hail that lasted over 6 minutes long.

NOT fighting with Erie Insurance after this week send email to claims supervisor demanding an answer by this Friday or have NO other recourse telling them NOT getting roof and siding replaced then impossible to find ANYONE to do either for their piddly cost estimator around 11K each.  

Insurance is a scam and a joke, why even have it if not paying what they are required to do?  Hate to do it, but if denied my contractor this time around submitted new numbers said NOT going any lower on Monday,  hiring attorney and suing Erie Insurance I see as my last alternative NOT paying extra 5k or more out of pocket when NOT right!!!!

I told my insurance agent and claims adjuster and his supervisor IMPOSSIBLE to get my roof and siding replaced for their low ball cost estimator given and am 100% right!!!

I might as well set my house on fire see if Erie Insurance pays me in full on that as well, doubt it!!!!

[cookiedough]

supposedly picking up my near 40K truck hail damaged this friday better be like new NO dents or yet again dealing with progressive insurance to pay me loss of value as well on my truck. Was suppose to be done last friday but they were said waiting on parts, WTF!  ONLY part needed was a factory OEM toyota tundra hood?  I say BS if not done 4th week now in shop by this Friday, going to ask for a loaner car they told me 2-3 weeks tops and now will be 4 total weeks NOT done yet. 

Inspecting my near new truck 26K miles super well on friday if done since if not like new NO dents, etc.  not taking it back until fixed or progressive pays me lossed value as well.  should be fun!  and yet progressive is wanting me to settle my total loss on my car worth 7-8K value BEFORE hail damage for only 4860 paying me?   they think that is fair as well?  As said, why have insurance, insurance companies are scam artists and suck!!!!!

[cookiedough]

erie insurance claims adjuster called me up yesterday and told me their system got hacked into last weekend and no computer or emails, etc. are up and running until one day next week so no progress.  He is also requiring my contractor to submit raw material costs for roof and siding since he is still stuck at 11.5K total payout roof replaced which is more like 14K and get this,  claims adjuster knows this he said he can see it being 13-14K but until the raw materials costs comes back to him, he will NOT approve replacement full of roof.  WTF!  So he writes a low ball estimate top end payout 11.5K knowing full well NO roof can be replaced for that low amount?  Erie Insurance are crooks!  they do NOT honor all the contractors Xactimate software they all use locally around me vs. their software program which I know is 100 percent too LOW payout. 

Seems to me this construction/insurance industry are all a bunch of scam artists to attempt to save money?

He told me 6 neighbors on my street alone using him as claims adjuster and going to go to 2 of the 6 I know and ask if their contractor is jumping thru hoops getting Erie insurnace and this claims adjuster to pay. Interestingly enough, the 2 of the 6 ONLY ONES who have their roofs done with this claims adjuster are also  a big wig rich construction company owner 2 houses up from me and my next door neighbor who also owns the insurance company downtown.    Wonder why those 2 big wig rich insurance and construction owners got their roofs done ASAP with him and not the other 4 on my street yet??

Am hoping the other 2 neighbors I know and willing to talk to also state this claims adjuster is low balling their roof/siding cost and letting his supervisor at erie insurance know that next week.

[cookiedough]

UNREAL!  My 40K truck at body shop hail damage was suppose to be done originally 2-3 weeks since simplest and quickest to cut off roof, replace hood, and replace both OEM and paint are 90% of hail damaged areas.  Well,  roof and hood are ONLY 2 places look like new as it was prior to hail damage.

both sides of my truck that had  dents are gone, but have about 15 more, 2-3 VERY big, scratches thru the paint on both sides of truck, NOT there prior to hail damage.  Went to pick truck up having my mother in law age 83 meet me at noon lunch to drive me to body shop to see damage they caused.

And of course they close at 530p.m. said would buff out all scratches before close 530 p.m. take few hours and I told them too late get off work 6 p.m. so having to bug coworker yet again that lives in same town to drive me into work on Monday to see probably ONCE AGAIN some of the scratches 90% sure some will still be there having to REPAINT side body panels as well.  Seriously,  one scratch I think thru the paint is 2 inches long,  one is 6 inches, and one is about 8 inches, the rest, about 10-15 more, can be buffed out I think.

Will see I guess 730 a.m. Monday morning for if not unscratched paint,  they can either keep the vehicle and repaint/rebuff or requesting 5 grand depreciation to live with the scratches on a near new truck with 26K miles on it.

Makes it worse is color is black,  the worst possible color to keep clean and easiest to see surface scratches in as well.

The ONLY surface scratches that were there prior was wife's slight fingernail scrapes behind passenger door handle and a few minor buffing out ones on top of tailgate that technically both could easily be buffed out which they did not do either.  To have about 15 more scratches with 2-3 I think thru the paint is inexcusable.  You can tell most were done by buffing wheel since they left rubbing compound  debris all around the side body panels where scratches are, but 2-3 are straight up/down and pretty sure thru the black paint NOT there prior when they worked on the truck.

requesting loaner vehicle on monday since 90% sure all scratches they caused will not be gone or not cutting them the 7600 starter check given to me originally by progressive insurance plus my 500 deductible l owe is all on 12100 hail damage claim.  I drove by after work 615 p.m. and unfortunately truck was in their locked shop saw thru window was in there really wanted to see it outside to see if scratches still there to save me a wasted trip to them 730 a.m. monday just calling them up letting them know still not done correctly.

Oh yah,  idiots cutting off roof left in bed of truck a few foot long strips of rubber gasket seal and what appears to be a round metal caulk container opening in bed of my truck both of which woulda flown out of my bed if my tonneau cover was not down.

Oh yah, my tonneau cover was rolled up rooster-eyed  crooked one foot sideways in front as well and when asked if my plastic dented bed rail covers each side were replaced he was not sure knowing there are very tiny ripples in the plastic both of which my 2 dent repair estimate places told me were hail damaged as well.  I wish I took a permanent marker and drew an arrow on all 6 side bed clamps for tonneau  cover since appears they never took off my tonneau cover which needs to be done to replace the side bed rail plastic caps and did NOT replace my bed rail caps on each side as well surely looked like to me the ripples/tiny dents were still there even though they said were going to be replaced, if needed.  I told them when dropped off both dent places  told me got estimates that both top side rail plastic covers were hail damaged so require replacement factory OEM.  Got a fight on that one also.

All thru a recommended body shop 'toyota and progressive insurance' rated highly to go to for repairs that warranty their workmanship for LIFE of original owner.

Been over 4 weeks now still not got my truck repaired the 'simplest' and quickest way by cutting off my roof and replace hood/roof where 90 percent of all dents were.

ONLY thing done right those 2 areas, oh way, one more thing, the inside headliner light gray by the dome light in middle has smudge marks told them about as well from greasy/dirty fingers that need to be cleaned.

I still have to open the new hood to make sure they installed the pad under the hood correctly or even did as well as and make sure it closes  and opens properly as well as inspect the paint job under the new hood.

they assured me at body shop they have cut roofs off 1000's of times with sawzall and reinstalled  well with no water leaks or wind noises with proper caulking and welding back on new roof panel.  we shall see but have my doubts on that as well on a 40K truck was planning on keeping forever last 2021 tundra model with V8 truck before 2022 toyota all new unreliable V6 turbo and junk interiors falling apart with 50K plus price tag with all the new techy gadgets in the newer trucks that are born to fail not reliable at all both engine/tranny/interior/ even body panels falling apart on 2022 on up newer tundras.

I climbed up on my running boards and took quick 5 second look at new roof and paint looks fine as well as the new hood but only time will tell how paint and wind noise/leaks will be after driving it since want to keep this last new truck I bought next 20 years.

INEXCUSABLE to put 15+ scratches in my newer truck with 3 or so might not be buffed out I think, we shall see Monday.  Guy said I can have all those buffed out in 1 hour said do NOT have 1.5 hour lunch so take your time from 1 to 530 p.m. on friday and do it right NOT rushed be back 730 a.m. monday and scratches, etc. better be all gone and left in disgust to get ride back to work from mother in law.

this crap sucks one totalled vehicle gotta accept ONLY 4860 to keep driving it with 300+ dents in since not worth REAL value of 7500 bucks to keep according to progressive.  Was thinking of giving it back to progressive ins. for 7500 value but after looking at 5 used vehicles interested in newer model than my 2014 all were cosmetically in much worse shape with less miles on them and mechanically had issues  for insane 15K range double my cars value vs. my 2014 car only thing needs is new brakes pads and rotors this fall or next spring after winter, runs fine otherwise if can live with 300+dents all over hood/roof/truck/ and few on side panels-trim mouldings.  figure for about 2700 or so more to get rid of my 2014 car it should last me 5 more  years of trouble free miles another 75K miles hopefully and for 2700 bucks to keep it less might as well try living with 300+ dents all over looks like crap, but at least I know what I have.  5 years driving for only 2700 is cheap considering slightly newer used cars are 15K on up to that 20K price range looking at but still 75-100K miles on them probably with issues both mechanically and cosmetically worse than my 2014 is now, besides hail damage all over.

How the heck my coworker got her dime a dozen KIA SOUL 12K paid out also with over 100K miles on it slightly newer thru SAME progressive insurance when she ONLY paid 1 year ago 11.5K from a dealer which is what the car is really worth 1 year ago is beyond me?  For me to FIGHT to come up in that 7.5K range with originally progressive low balling me figure to get rid of it at 5500 was a joke.  They came up 2K to what near vehicle is worth ONLY by me talking to claims rep. supervisor few weeks ago and bumped up their me keep car price from a laughable 3500 to 4860 which wanted 8K get rid of vehicle or 5K to keep it being more than fair considering car is mechanically sound and prior to hail damage was in excellent condition body wise for being a 2014 car.  ONLY issue is if keep car have to drop comp and collision and if hit a deer or get into accident my car not worth fixing but then again if someone AT FAULT hits my vehicle I think still the other insurance company needs to still pay me what the car is worth at 4800 or so me keep it price since is not a salvaged title hail damage progressive ins. told me title still is in my name since keeping car.  AT least no comp or collision will save me half of my insurance on it which is also coming up due in 2 weeks with progressive.  My renewal did NOT go up yet due June 30th with progressive since only few bucks is all since BOTH  my truck and car hail damage claims are NOT settled yet and darn hail came April 18th near 2 months ago and house and both cars are not settled yet in disgust on all 3 hail damage claims going on.  Be interesting to see once both claims settled hopefully end of next week before June 30th renewal if I get a new renewal notice saying progressive insurance is going to raise my rates on all 5 vehicles (2 are kids) by 30% or so?   They did that BS to me on comp claim minor deer collision over 5 years ago now NOT affecting me anymore with progressive goes off countable record after 5 years on policy they told me which did jack up my rates at then 4 total vehicles 30% rate increase not just on my former truck deer comp claim, but on all 4 vehicles upped 30% which is BS.

[cookiedough]

am blown away after looking for 4 weeks now at newer used vehicles the number of scam artists selling used vehicles on facebook, etc. and most all what appear to be good deals on paper are salvaged/rebuilt title or cars bought at wholesale auctions and flipping them both private party and at dealers.  

plus, if after going to a few local dealerships to see such JUNK both cosmetically and mechanically on say 2015 to 2019 used vehicles in that 70-110K miles range for asking price 15K am shocked at how much they want for junk not worth driving home.  One drove fine 110K miles on a 2015 car and besides the rust spot and major dent in tailgate area, dealer still wanting 15K he tried asking if 14K would do said NOT today is a 12K car since also needs new tires they trying to tell me tires are ok good quality michelin defender tires but code date was from 2019 year and were near down to the wear bars, what a joke!  

just prior to hail damage april 18th, I found a private party sale on a GREAT car local town 12 miles away guy selling for ONLY 10K was interested in purchasing or at least looking at, told guy Friday posted would be there Saturday in morning let me know what time, he replied back ONLY posted 2 hours before I replied a guy is coming to look at it first thing saturday morning.  It SOLD ASAP 1st guy who looked at it.  that same type car, same year, was 15K at a dealership I test drove similar 100K mles and 90% sure was in better condition mechanically and cosmetically than one at dealership for 15K