if you want to save money, then go the cheapo route....if you want quality pads, then go TOJO+HONDA.

Maybe I am not understanding your post, but I believe you are claiming that only HONDA makes "quality pads." While I do not criticize folks who have their vehicles serviced only at the dealer, or who purchase only dealer parts for their vehicle, I cannot conclude that only the dealer provides "quality" parts.
I have purchased many non-dealer parts for all the automobiles I own, and I purchase non-dealer parts for my Honda Valkyrie. Yes, I like to save money. But I do not believe that one has to purchase original parts to obtain "quality" parts. I believe that items such as oil, antifreeze, tires, and brake pads can be purchased from non-dealer sellers.
Again, I do not criticize your decision to purchase only Honda brake pads, but I question your implication that non-OEM parts are "cheapo" parts.