Same thing happened to us this spring. Total was north of $2000 in damage. I feel your pain.
-Scott
Adding whole-house surge protector next weekend. I feel it would have stopped this one.
I have been hit three times in the last 10 years. Always takes out most elect`s, IE. celing fans, land light`s sec. systm., ph.`s , garage door opener,tread mill, computer. You name it and I lost it, except HOUSE.

My $1,000 deduct helps very little. Maybe I need a whole house ????

Dan, sorry for your problems.
