can I use cheap WD-40 or other cheap spray lubricant with ragsWD and a non-metal brush would be a good thing to go at it with. A real
clever seeming thing might be to use a rag with the rear wheel off the
ground (center stand?) and the wheel spinning - until the rag catches
and chops your finger off in the sprocket... I know a fellow with three
fingers because of that... now that you are committed to chain
maintenance, don't be afraid to pop the master link and lay the
chain out and clean the snot out of it... stare close at the cleaned off
sprockets - with your glasses on if you're like me

, maybe even
take some pictures and look at them all blown up on your screen.
Ida know about your chug sound, horrible worn chain-sprockets
can make a mechanical ginking sound, good luck...
Read on-line about how to decide when the chain is adjusted
to the proper tightness - not too floppy loose and not to
tight... a too tight nasty worn chain might make your noise...
sprockets/wheels nicely lined up... with a chain you don't
just jamb the axle through a hole and call it good, there's
adjustment doo-dads on each side (I've never looked at
your specific bike)... chain adjustment has to take into
account for suspension travel - not too loose at the loosest
point and not too tight at the tightest...
-Mike