gregk
Member
Posts: 794
Retired
Chippewa Falls, wi.
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« on: December 16, 2014, 05:30:14 AM » |
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Bought a Fridg. at Sears the other day. Didn't know if I was in their systen as having a card any more as it been a couple years since i used their card and i did not have the card. The gal looked it up and o ya I still have a card. she needed my social # to confirm who i was and it wouldn't go through. Said I was some woman, tried it 4 times. I asked her if i need to call the cops or sombody and she said she would take care of it right now. The gal then called the bank for the sears card and had thenm drop the womans name. She told me its not a big deal, maybe just a slip of a finger on a number entry. It still kinda bothers me as I havent used that card for about 2 years. Maybe this is somthing we all need to ck. on ? Try to charge at the store without using your card and they will ask for your social #, sears did.
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dreamaker
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« Reply #1 on: December 16, 2014, 05:45:56 AM » |
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Interesting what the Gal said!!!!! So it amounts to, slip of the finger and your life is toast.
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czuch
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« Reply #2 on: December 16, 2014, 06:26:52 AM » |
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Lifelock is your friend.
Some how mine got out and just like in Readers Digest, cc payment pf $99.00 and the next day, gone. Some thing in Baltimore. I never checked my balance by phone, never on the computer, always face to face at the same counter. They made it right, but it took 6 months to get back on an even keel bills wise. Not a big deal??? OOOHHH YES IT IS!!!
How is it that a low life crackhead with MY SSN can get better credit than I can???
I need a plane ticket to Baltimore and a bowling bag.
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Aot of guys with burn marks,gnarly scars and funny twitches ask why I spend so much on safety gear
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PAVALKER
Member
Posts: 4435
Retired Navy 22YOS, 2014 Valkyrie , VRCC# 27213
Pittsburgh, Pa
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« Reply #3 on: December 16, 2014, 06:30:03 AM » |
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There have been news reports of guys filing for SS and the system shows them as having been dead for years.....  |
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John  |
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dreamaker
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« Reply #4 on: December 16, 2014, 06:58:23 AM » |
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Question is, all the money they have been paying into SS, were did it go and do they get credit for what they contributed.
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« Reply #5 on: December 16, 2014, 12:02:46 PM » |
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PLEASE everbody do this.
FREEZE YOUR CREDIT.
Go to Experian, Transunion and Equifax. Find the link to freeze yoiur credit AND whilst there apply for a free credit report as well.
It might cost $3 to freeze your credit at each web site.
MAKE SURE YOU MAKE A NOTE OF THE PIN# YOU ARE GIVEN. Do not lose this.
If you need to buy a car a house etc go unfreeze your credit and freeze it again after the transaction.
Once done bad guys can't apply for credit in your name.
I repeat
MAKE SURE YOU MAKE A NOTE OF THE PIN# YOU ARE GIVEN AT EACH WEB SITE. Do not lose this.
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Patrick
Member
Posts: 15433
VRCC 4474
Largo Florida
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« Reply #6 on: December 16, 2014, 01:15:54 PM » |
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PLEASE everbody do this.
FREEZE YOUR CREDIT.
Go to Experian, Transunion and Equifax. Find the link to freeze yoiur credit AND whilst there apply for a free credit report as well.
It might cost $3 to freeze your credit at each web site.
MAKE SURE YOU MAKE A NOTE OF THE PIN# YOU ARE GIVEN. Do not lose this.
If you need to buy a car a house etc go unfreeze your credit and freeze it again after the transaction.
Once done bad guys can't apply for credit in your name.
I repeat
MAKE SURE YOU MAKE A NOTE OF THE PIN# YOU ARE GIVEN AT EACH WEB SITE. Do not lose this.
I have a tendency to listen to talk radio. One money guy that I like says to never freeze your credit. I don't remember why he said that. So,,,,,, |
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« Reply #7 on: December 16, 2014, 01:23:11 PM » |
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PLEASE everbody do this.
FREEZE YOUR CREDIT.
Go to Experian, Transunion and Equifax. Find the link to freeze yoiur credit AND whilst there apply for a free credit report as well.
It might cost $3 to freeze your credit at each web site.
MAKE SURE YOU MAKE A NOTE OF THE PIN# YOU ARE GIVEN. Do not lose this.
If you need to buy a car a house etc go unfreeze your credit and freeze it again after the transaction.
Once done bad guys can't apply for credit in your name.
I repeat
MAKE SURE YOU MAKE A NOTE OF THE PIN# YOU ARE GIVEN AT EACH WEB SITE. Do not lose this.
I have a tendency to listen to talk radio. One money guy that I like says to never freeze your credit. I don't remember why he said that. So,,,,,, A freeze does have drawbacks. While it’s in place, it prevents virtually everyone from accessing your credit files, even those you’ve authorized to do so (access still is permitted for companies with which you have existing relationships, such as your credit card issuers). That can create hassles, delays, and other problems if you need to apply for a loan, credit card, or a job; obtain insurance; rent an apartment; set up electric or phone service; and more. Most companies won't extend credit until they check your credit file at one or all of the three major credit bureaus. And some employers won't hire you without a credit check. So you make a choice. I've had mine frozen for aobut 6 years. Removed the freeze when I bought my house and car. |
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Patrick
Member
Posts: 15433
VRCC 4474
Largo Florida
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« Reply #8 on: December 16, 2014, 03:41:37 PM » |
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PLEASE everbody do this.
FREEZE YOUR CREDIT.
Go to Experian, Transunion and Equifax. Find the link to freeze yoiur credit AND whilst there apply for a free credit report as well.
It might cost $3 to freeze your credit at each web site.
MAKE SURE YOU MAKE A NOTE OF THE PIN# YOU ARE GIVEN. Do not lose this.
If you need to buy a car a house etc go unfreeze your credit and freeze it again after the transaction.
Once done bad guys can't apply for credit in your name.
I repeat
MAKE SURE YOU MAKE A NOTE OF THE PIN# YOU ARE GIVEN AT EACH WEB SITE. Do not lose this.
I have a tendency to listen to talk radio. One money guy that I like says to never freeze your credit. I don't remember why he said that. So,,,,,, A freeze does have drawbacks. While it’s in place, it prevents virtually everyone from accessing your credit files, even those you’ve authorized to do so (access still is permitted for companies with which you have existing relationships, such as your credit card issuers). That can create hassles, delays, and other problems if you need to apply for a loan, credit card, or a job; obtain insurance; rent an apartment; set up electric or phone service; and more. Most companies won't extend credit until they check your credit file at one or all of the three major credit bureaus. And some employers won't hire you without a credit check. So you make a choice. I've had mine frozen for aobut 6 years. Removed the freeze when I bought my house and car. Well, OK. I think its good to hear all sides and opinions. It would probably be good thing for us, I don't foresee any loans or such things. |
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