Wizzard
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Posts: 4043
Bald River Falls
Valparaiso IN
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« on: December 06, 2015, 03:10:32 PM » |
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Not me, but I know people that are in this position...
I'm a 61 year old consulting engineer and make between $60,000 and $125,000 per year, depending on how hard I work and whether or not there are work projects out there for me.
My girlfriend is 61 and makes about $18,000 per year, working as a part-time mail clerk.
For me, making $60,000 a year, under ObamaCare, the cheapest, lowest grade policy I can buy, which also happens to impose a $5,000 deductible, costs $491 per month.
For my girlfriend, the same exact policy, same deductible, costs $2 per month. That's right, $2 per month. I'm not making this up.
Don't believe me? Just go to HealthForCalifornia.com , the ObamaCare website for California and enter the parameters I've mentioned above and see for yourself. By the way, my zip code is 93940. You'll need to enter that..
So OK, clearly ObamaCare is a scheme that involves putting the cost burden of healthcare onto the middle and upper-income wage earners. But there's a lot more to it. Stick with me.
And before I make my next points, I'd like you to think about something:
I live in Monterey County, in Central California. We have a large land mass but just 426,000 residents - about the population of Colorado Springs or the city of Omaha.
But we do have a large Hispanic population, including a large number of illegal aliens, and to serve this group we have Natividad Medical Center, a massive, Federally subsidized county medical complex that takes up an area about one-third the size of the Chrysler Corporation automobile assembly plant in Belvedere, Illinois (per Google Earth)
Natividad has state-of-the-art operating rooms, Computed Tomography and Magnetic Resonance Imaging, fully equipped, 24 hour emergency room, and much more.
If you have no insurance, if you've been in a drive-by have overdosed on crack cocaine, this is where you go. And it's essentially free, because almost everyone who ends up in the ER is uninsured.
Last year, 2,735 babies were born at Natividad. 32% of these were born to out-of-wedlock teenage mothers, 93% of which were Hispanic.
Less than 20% could demonstrate proof of citizenship, and 71% listed their native language as Spanish. Of these 876 births, only 40 were covered under [any kind of] private health insurance. The taxpayers paid for the other 836.
And in case you were wondering about the entire population - all 2,735 births - less than 24% involved insured coverage or even partial payment on behalf of the patient to the hospital in exchange for services. Keep this in mind as we move forward.
Now consider this:
If I want to upgrade my policy to a low-deductible premium policy, such as what I had with my last employer, my cost is $886 per month.
But my girlfriend can upgrade her policy to the very same level, for just $4 per month.
That's right, $4 per month. $48 per year for a zero-deductible, premium healthcare policy - the kind of thing you get when you work at IBM (except of course, IBM employees pay an average of $170 per month out of pocket for their coverage).
I mean, it's bad enough that I will be forced to subsidize the ObamaCare scheme in the first place. But even if I agreed with the basic scheme, which of course I do not, I would never agree to subsidize premium policies.
If I have to pay $491 a month for a budget policy, I sure as hell do not want the guy I'm subsidizing to get a better policy, for less than 1% of what I have to fork out each month for a low-end policy.
Why must I pay $491 per month for something the other guy gets for a dollar?
And why should the other guy get to buy an $886 policy for $4 a month?
Think about this: I have to pay $10,632 a year for the same thing that the other guy can get for $48.
$10,000 of net income is 60 days of full time work as an engineer; $48 is something I could make collecting aluminum cans and plastic bottles, one day a month.
Are you with me on this? Are you starting to get an idea what ObamaCare is really about?
ObamaCare is not about dealing with inequities in the healthcare system. That's just the cover story.
The real story is that it is a massive, political power grab.
Do you think anyone who can insure himself with a premium policy for $4 a month will vote for anyone but the political party that provides him such a deal?
ObamaCare is about enabling, subsidizing, and expanding the Left's political power base, at taxpayer expense.
Why would I vote for anyone but a Democrat if I can have babies for $4 a month?
For that matter, why would I go to college or strive for a better job or income if it means I have to pay real money for healthcare coverage? Heck, why study engineering when I can be a schlub for $20K per year and buy a new F-150 with all the money I'm saving?
And think about those $4-a-month babies - think in terms of propagation models. Think of just how many babies will be born to irresponsible, under-educated mothers. Will we get a new crop of brain surgeons and particle physicists from the dollar baby club, or will we need more cops, criminal courts, and prisons?
One thing you can be certain of: At $4 a month, they'll multiply, and multiply, and multiply.
ObamaCare: It's all about political power.
Remember folks, November 2016 is just around the corner. If you want to continue this kind of redistribution of wealth, then don't "forward" this email. But if you are sick and tired of the money grab by the current administration, then "forward" this email to everyone in your Address Book.
VOTE IN 2016!!!!
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Patrick
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Posts: 15433
VRCC 4474
Largo Florida
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« Reply #1 on: December 06, 2015, 03:18:35 PM » |
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I understand your anger or concern. Many others have the same concerns. Many others yet could see this coming.
Why not just send your bill to daddieo.
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Romeo
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Posts: 1612
J.A.B.O.A.
Romeo, Michigan
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« Reply #2 on: December 06, 2015, 03:26:11 PM » |
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Why am I not at all surprised by this? Let's hear from somebody in the pro obamacare camp.
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RDAbull
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« Reply #3 on: December 06, 2015, 03:39:42 PM » |
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I would tell how great it is but I'm busy tonight. Barry O'bummer
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2015 GoldWing Trike 1999 Valkyrie Interstate Trike, gone but not forgotten
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cookiedough
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« Reply #4 on: December 06, 2015, 04:01:55 PM » |
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Now you have done it letting the cat out of the bag.
Everyone will now quit their well paying 50-100K jobs and become like the rest making 20K or less per year.
I totally agree though, it is totally screwed up beyond rational thinking on how the premiums are rated. Who wrote the policies must have been on dope or something.
Our govt. doesn't care since they all have comfy insurance rates am sure and thus giving the low paying employees a reason to keep them in office year after year. Common sense never prevails.
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DirtyDan
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« Reply #5 on: December 06, 2015, 06:10:04 PM » |
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Why not just send your bill to daddieo ?  giggle
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Do it while you can. I did.... it my way
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Wizzard
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Posts: 4043
Bald River Falls
Valparaiso IN
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« Reply #6 on: December 06, 2015, 07:18:22 PM » |
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Why not just send your bill to daddieo ?  giggle 
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Romeo
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Posts: 1612
J.A.B.O.A.
Romeo, Michigan
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« Reply #7 on: December 07, 2015, 04:53:04 AM » |
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Still waiting fellas. Must be busy worshipping.
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« Reply #8 on: December 07, 2015, 06:12:09 AM » |
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Why am I not at all surprised by this? Let's hear from somebody in the pro obamacare camp.
I had one on this forum tell me the numbers I quoted must have been a mistake. I too gave him the information to fill out on the Obamacare web site. He didn't have the (balls) decency to post what he found or to admit I was correct. Another keyboard hero showing his true colors.
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« Last Edit: December 07, 2015, 06:14:39 AM by Britman »
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DirtyDan
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« Reply #9 on: December 07, 2015, 06:28:59 AM » |
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keyboard hero
Amen Britman, so many "tough guy know it all's" out there
dan
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Do it while you can. I did.... it my way
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« Reply #10 on: December 07, 2015, 06:30:58 AM » |
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keyboard hero
Amen Britman, so many "tough guy know it all's" out there
dan
Yep. I've been called to the mat by others here and am quick to admit when wrong.
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Marinakorp
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« Reply #11 on: December 07, 2015, 07:46:52 AM » |
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QUOTE: My girlfriend is 61 and makes about $18,000 per year, working as a part-time mail clerk.
QUOTE: For that matter, why would I go to college or strive for a better job or income if it means I have to pay real money for healthcare coverage? Heck, why study engineering when I can be a schlub for $20K per year and buy a new F-150 with all the money I'm saving?
UH OH - I think you just called your GF a schlub.....
I had this same discussion with My GF... she makes about the same as yours (+-)
Her first year.... (.18) a month... yes, 18 cents a month. It went up year 2....to about 30 a month (I think).
She was moaning and groaning about her expenses one morning... I tossed her a Quarter - I'll pay your Insurance this month - keep the change... I have to work several days in order to pay the coverage on my insurance...
She was not happy... but got the point. I got a my dental plan activated... but my point was made.
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I would rather be judged by 12 than carried by 6
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« Reply #12 on: December 07, 2015, 07:49:15 AM » |
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QUOTE: My girlfriend is 61 and makes about $18,000 per year, working as a part-time mail clerk.
QUOTE: For that matter, why would I go to college or strive for a better job or income if it means I have to pay real money for healthcare coverage? Heck, why study engineering when I can be a schlub for $20K per year and buy a new F-150 with all the money I'm saving?
UH OH - I think you just called your GF a schlub.....
Please note the FIRST 2 words of the original post!!!
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john
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« Reply #13 on: December 07, 2015, 08:06:10 AM » |
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eight years down this road and some are just wake'in up to who ovomit is and what ovomit stands for " we are five days away from the fundamental transformation of america " .... and the people cheered ... ???  so ...... NOW the people bitch and cry  you would have to be brain dead ....  this guy stands up with a straight face and spews the same crap over and over ...  I have never seen a bigger pile of dog crap that is ovomit in my life ...
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« Last Edit: December 07, 2015, 10:19:21 AM by f6gal »
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sutterhome
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« Reply #14 on: December 07, 2015, 09:53:22 AM » |
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They said it all along, nobody listen or allowed themselves to be lied to and then re-elected him.It was then and will be a way to get the poorish off a no insurance situation and have the middle class subsidise it all. Remember your rates won't go up.
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Wizzard
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Posts: 4043
Bald River Falls
Valparaiso IN
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« Reply #15 on: December 07, 2015, 10:24:48 AM » |
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yep,, and "you can keep your current provider". What a lie!
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Flat6Valk
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« Reply #16 on: December 07, 2015, 10:27:46 AM » |
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Thank you Wizzard. We have been told by many that oppose this affordable care act but hearing the story from someone we know brings the problem closer to home. Thank you for the reminder.
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RIDE SAFE-RIDE OFTEN........GO BUCKEYES!!!
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jdp
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« Reply #17 on: December 07, 2015, 03:17:13 PM » |
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Man I work for the Washington DC police department as a mechanic, most people just don't have a clue of what goes on with section 8 housing,Obama care,disability,and all the other free things the government hands out if you know the system, it's disgusting,I get so mad because I see families,vets and disable people that really need it and can't get it, but what can we do seems the country is out of control, if you say something then your the bad guy, that's why I like clubs like this at least we get alittle togetherness
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« Reply #18 on: December 07, 2015, 03:46:54 PM » |
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Thank you Wizzard. We have been told by many that oppose this affordable care act but hearing the story from someone we know brings the problem closer to home. Thank you for the reminder.
Please note the FIRST 2 words of the original post!!!
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dinosnake
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« Reply #19 on: December 07, 2015, 03:49:08 PM » |
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Wizzard, what what your healthcare costs prior to ACA and with what benefits? The Anthem Blue Cross Bronze (level) 60 HSA PPO plan for you, 61 years old with $60,000 income in Monterey CA, is $647 from the www.coveredca.com web site. Drop the HSA (Health Savings Account) with the Anthem Blue Cross Bronze 60 PPO plan, $693 per month. $900 level gets you into a Silver level with deductibles at about 1/2 the level of bronze. Also, according to http://www.kqed.org/news/health/obamacare/obamacare-guide.jspthe cost of your insurance when purchased through your employer is eligible for tax credits if it qualifies as "affordable" - less than 9.5% of your income and pays at least 60% of health care costs. So, if your employer-supplied insurance qualifies, you'll get the tax credits that hopefully mean that you'll actually end up paying less than that monthly bill says, in the end.
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Patrick
Member
    
Posts: 15433
VRCC 4474
Largo Florida
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« Reply #20 on: December 07, 2015, 04:10:46 PM » |
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Wizzard, what what your healthcare costs prior to ACA and with what benefits? The Anthem Blue Cross Bronze (level) 60 HSA PPO plan for you, 61 years old with $60,000 income in Monterey CA, is $647 from the www.coveredca.com web site. Drop the HSA (Health Savings Account) with the Anthem Blue Cross Bronze 60 PPO plan, $693 per month. $900 level gets you into a Silver level with deductibles at about 1/2 the level of bronze. Also, according to http://www.kqed.org/news/health/obamacare/obamacare-guide.jspthe cost of your insurance when purchased through your employer is eligible for tax credits if it qualifies as "affordable" - less than 9.5% of your income and pays at least 60% of health care costs. So, if your employer-supplied insurance qualifies, you'll get the tax credits that hopefully mean that you'll actually end up paying less than that monthly bill says, in the end. So, we can assume this is was you are using, have used it, and, find it actually works as advertised. Let us know what the deductible is for that bronze plan.
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« Reply #21 on: December 07, 2015, 06:12:18 PM » |
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Wizzard, what what your healthcare costs prior to ACA and with what benefits? The Anthem Blue Cross Bronze (level) 60 HSA PPO plan for you, 61 years old with $60,000 income in Monterey CA, is $647 from the www.coveredca.com web site. Drop the HSA (Health Savings Account) with the Anthem Blue Cross Bronze 60 PPO plan, $693 per month. $900 level gets you into a Silver level with deductibles at about 1/2 the level of bronze. Also, according to http://www.kqed.org/news/health/obamacare/obamacare-guide.jspthe cost of your insurance when purchased through your employer is eligible for tax credits if it qualifies as "affordable" - less than 9.5% of your income and pays at least 60% of health care costs. So, if your employer-supplied insurance qualifies, you'll get the tax credits that hopefully mean that you'll actually end up paying less than that monthly bill says, in the end. WHAT IS WRONG WITH SOME PEOPLE. Read the fricking FIRST TWO WORDS OF HIS POST.
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The emperor has no clothes
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« Reply #22 on: December 07, 2015, 06:18:11 PM » |
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Wizzard, what what your healthcare costs prior to ACA and with what benefits? The Anthem Blue Cross Bronze (level) 60 HSA PPO plan for you, 61 years old with $60,000 income in Monterey CA, is $647 from the www.coveredca.com web site. Drop the HSA (Health Savings Account) with the Anthem Blue Cross Bronze 60 PPO plan, $693 per month. $900 level gets you into a Silver level with deductibles at about 1/2 the level of bronze. Also, according to http://www.kqed.org/news/health/obamacare/obamacare-guide.jspthe cost of your insurance when purchased through your employer is eligible for tax credits if it qualifies as "affordable" - less than 9.5% of your income and pays at least 60% of health care costs. So, if your employer-supplied insurance qualifies, you'll get the tax credits that hopefully mean that you'll actually end up paying less than that monthly bill says, in the end. WHAT IS WRONG WITH SOME PEOPLE. Read the fricking FIRST TWO WORDS OF HIS POST.OMFG !!!  (I was thinking that 5 hours ago) 
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Wizzard
Member
    
Posts: 4043
Bald River Falls
Valparaiso IN
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« Reply #23 on: December 07, 2015, 06:30:30 PM » |
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Wizzard, what what your healthcare costs prior to ACA and with what benefits? The Anthem Blue Cross Bronze (level) 60 HSA PPO plan for you, 61 years old with $60,000 income in Monterey CA, is $647 from the www.coveredca.com web site. Drop the HSA (Health Savings Account) with the Anthem Blue Cross Bronze 60 PPO plan, $693 per month. $900 level gets you into a Silver level with deductibles at about 1/2 the level of bronze. Also, according to http://www.kqed.org/news/health/obamacare/obamacare-guide.jspthe cost of your insurance when purchased through your employer is eligible for tax credits if it qualifies as "affordable" - less than 9.5% of your income and pays at least 60% of health care costs. So, if your employer-supplied insurance qualifies, you'll get the tax credits that hopefully mean that you'll actually end up paying less than that monthly bill says, in the end. WHAT IS WRONG WITH SOME PEOPLE. Read the fricking FIRST TWO WORDS OF HIS POST.OMFG !!!  (I was thinking that 5 hours ago)  Lol how to make a serious post turn funny. Gives you a good idea of how people read? If that wasn't enough, read the title. In all honesty it is a true story from someone I know.
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« Last Edit: December 07, 2015, 06:32:43 PM by Wizzard »
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