Yup... It's not if a product never breaks, it's what the company does WHEN it breaks that matters, since anything made by the hand of man WILL break eventually!
I'm on my third Garmin Zumo 550... I've beat the snot outta the first two... The first one was about a year outta warranty but they replaced it for free anyway, the 2nd one was so far outta warranty it wasn't even funny, but they replaced it for a token fee (Think it was around $100) anyway...
Big

to Garmin's customer service...
One caveat though - I was NOT impressed with their online or e-mail customer service... Had to pick up the phone and call 'em...