Robert
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« on: September 22, 2010, 06:05:49 AM » |
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Big health insurers to stop selling new child-only policies Anthem Blue Cross, Aetna Inc. and others say they will make the move as soon as Thursday when parts of the new healthcare law take effect. They cite potentially huge and unexpected costs for insuring children. http://articles.latimes.com/2010/sep/21/business/la-fi-kids-health-insurance-20100921If this thing ever works out it would be a miracle. Health insurers take heat for rise in profits The five biggest companies covered 2.7 million fewer people last year but earned 56% more, says a report by Health Care for America Now. Reporting from Washington — As the nation struggled last year with rising healthcare costs and a recession, the five largest health insurance companies racked up combined profits of $12.2 billion -- up 56% over 2008, according to a new report by liberal healthcare activists.
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« Last Edit: September 22, 2010, 06:12:09 AM by Robert »
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“Some people see things that are and ask, Why? Some people dream of things that never were and ask, Why not? Some people have to go to work and don’t have time for all that.”
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Jack
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Posts: 1889
VRCC# 3099, 1999 Valk Standard, 2006 Rocket 3
Benton, Arkansas
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« Reply #1 on: September 22, 2010, 06:06:39 AM » |
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ZZZZZZZZZZZZZZZZ
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"It takes a certain kind of nut to ride a motorcycle, and I am that motorcycle nut," Lyle Grimes, RIP August 2009.  
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Robert
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« Reply #2 on: September 22, 2010, 06:12:46 AM » |
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Probably wouldn't say that if you had to pay for your own health insurance
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“Some people see things that are and ask, Why? Some people dream of things that never were and ask, Why not? Some people have to go to work and don’t have time for all that.”
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Jack
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Posts: 1889
VRCC# 3099, 1999 Valk Standard, 2006 Rocket 3
Benton, Arkansas
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« Reply #3 on: September 22, 2010, 08:25:55 AM » |
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I DO pay half and my boss pays the other half but that really means I pay all of it since benefits are part of your pay. Anyone that doesn't have med-insurance is fooling nobody but themselves.
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"It takes a certain kind of nut to ride a motorcycle, and I am that motorcycle nut," Lyle Grimes, RIP August 2009.  
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big turkey
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« Reply #4 on: September 22, 2010, 09:16:51 AM » |
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Yes Civil War is what he wants.
He , the Pres, wants the thing to self destruct to get his single payer system.
Then they get to say who lives and dies.
Guess what they want the ones that oppose him to die.
Pretty simple is his plan, because he thinks he is the man.
Don't buy it for a minute he is a usurper , and nothing else.
Get the war started and then step aside is his plan.
Al
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Robert
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« Reply #5 on: September 22, 2010, 09:18:44 AM » |
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Being self employed I am the boss so thats a bit different especially when I cannot get the discount for group insurance. My insurance has gone up 200 a payment a year over the last 2 years. I either have to raise the deduct or pay. I dont think I would mind so much if on top of paying for insurance but I still pay doctor bills, so basically they haven't ever paid anything and yet collect a hefty sum and had to switch company's to get a better rate the sobs wouldn't lower the rate. Said cancel the policy and when I ask why did they raise it Ive had no claims they say the group your in has had claims but Im not in a group I pay individual. Eventually this will effect us all just hold on to what you have as long as you can. The reason I posted was I am waiting to see the real fallout from this whole thing I really dont think anyone really knows what it will be. But you can bet the insurance companies are not going to play nice which is why it will be interesting. I think its going to be a case of one upsmanship for awhile just like Mass. I also think its a way for politicians to skirt by on Medicaid , Medicare and ss financial problems.
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“Some people see things that are and ask, Why? Some people dream of things that never were and ask, Why not? Some people have to go to work and don’t have time for all that.”
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fudgie
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Posts: 10613
Better to be judged by 12, then carried by 6.
Huntington Indiana
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« Reply #6 on: September 22, 2010, 09:42:24 AM » |
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Makes ya wish you were 'illegal' huh? 
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 Now you're in the world of the wolves... And we welcome all you sheep... VRCC-#7196 VRCCDS-#0175 DTR PGR
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Walküre
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Posts: 1270
Nothing beats a 6-pack!
Oxford, Indiana
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« Reply #7 on: September 22, 2010, 09:58:23 AM » |
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Just my opinion, of course, but seems to me like people are SUPPORTING the insurance companies, for dropping children, while making obscene profits, SOLELY to prove the President's Healthcare is bad. Yet, if 10% of that angst were aimed at the insurance companies, for doing such an immoral, unethical thing, perhaps it would work itself out. But, I don't see that happening - people are MUCH too happy, knocking this administration. For virtually EVERYthing. And, again, my opinion, not really caring WHO they hurt or damage in the process.
Sad, very sad...
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2000 Valkyrie Standard 1999 Valkyrie Interstate 2000 HD Dyna Wide Glide FXDWGRoger Phillips Oxford, IN VRCC #31978 Yeah, what she said...
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fudgie
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Posts: 10613
Better to be judged by 12, then carried by 6.
Huntington Indiana
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« Reply #8 on: September 22, 2010, 10:15:40 AM » |
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Medicare is the standard that all insurance providers set their standards to. Medicare is a Gov run program. 
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 Now you're in the world of the wolves... And we welcome all you sheep... VRCC-#7196 VRCCDS-#0175 DTR PGR
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fstsix
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« Reply #9 on: September 22, 2010, 01:47:09 PM » |
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The Insurance industry has Won again!! No surprise!! guess who they Lobbied to win their Monopoly ? Politicians!!!, Anybody with half a brain seen this coming,,, Now soon to be just a Public Utility just what they wanted, People can't afford it now are gonna be hard pressed to pay it after they will be penalized for being poor .....23 states are fighting it now to be Repealed, If Bush was doing this he would be on my $hit list also....But hey like Polosi said we wont know what's in the Not health care bill until it passes...PRICELESS!.... NOVEMBER NOVEMBER NOVEMBER NOVEMBER!!! BTW I don't know anybody that supports the Insurance industry..To myself they are the modern day Mafia PAY THIS OR ELSE!!
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Robert
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« Reply #10 on: September 22, 2010, 02:28:17 PM » |
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Some of the things happening now are from healthcare reform but my rate rise and Im sure others has happened to me before from other companies just the exact same way that its happening now. This was before Obama was even a thought to us. I think the healthcare insurance providers are a bunch of shrewed cookies so I was just commenting on them dropping the children was the first shot across the bow between health care companies and the new Obama plan. Regardless of how Obama meant for the plan to be Im sure the insurance companies have their own idea so we will see who wins. This admin set into motion a plan and we will see how well thought out it is. Even though we are seeing some of the changes dont forget most will start to take effect by the time elections roll around and we may have a new president when the full brunt of this plan hits. I pray that Obama really thought out this plan and there are no alternative motives because if not then it may be a rough ride. Insurance companies dont care about you except that you pay the premium, you can complain all you want. If you take a look at the rate rise in California it took the government threating legal action and then after some talking they didn't raise it as much but came back later and raised it some more effectively getting the same amount. This plan is modeled after the Mass plan and Mass is going bankrupt trying to afford it.
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“Some people see things that are and ask, Why? Some people dream of things that never were and ask, Why not? Some people have to go to work and don’t have time for all that.”
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G-Man
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« Reply #11 on: September 23, 2010, 10:41:15 AM » |
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I pray that Obama really thought out this plan and there are no alternative motives Thought out this plan? He didn't even freakin' read the plan! Whenever he speaks about healthcare, he always speaks to the same few things.......pre-existing conditions, more children covered, can't be dropped. These are the same few things he spoke about when ramming down the public's throat. These few things shouldn't cost a trillion over a few many years, should it? What else is in ths thing that is law? How many new departments created, that have to have offices, computers, pens, copiers, etc,...and staff that will be union and received cadillac benefits that only we will have to pay taxes on, and pensions?
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Hoser
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Posts: 5844
child of the sixties VRCC 17899
Auburn, Kansas
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« Reply #12 on: September 23, 2010, 03:21:22 PM » |
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Why the hell would I want to keep my children on my health insurance until they are 27 years old? I was on my own at 17, in the middle of a war, My parents loved and worried about me, but I have never expected them to take care of me, the United States Navy did that. I was married and had 2 kids way before I was 27 years old. Hell, I was a company officer with my own Engine company by then! Grow up, people, and let your kids grow up. That is my opinion on just one of the provisions of obamacare. Scuse the rant. Hoser  
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I don't want a pickle, just wanna ride my motor sickle  [img width=300 height=233]http://i617.photobucket.com/albums/
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fstsix
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« Reply #13 on: September 23, 2010, 03:52:37 PM » |
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Hoser, good rant!! at that i might add  same here No handouts,...I have never so much is had unemployment or any help at all from anyone, 35 years doing flooring ! Can't find anyone that can hang with my Son and I, they just quit and say it's too Hard!! I don't feel sorry for the able body Lazy Americans that think somebody owes them a free ride  here is some of the projects i have been involved with down in Norfolk VA this last few years..as a Sub-contractor for IFPC > http://www.internationalflooring.com/federal-floor-contractors.php
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Chrisj CMA
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« Reply #14 on: September 23, 2010, 04:00:02 PM » |
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Just my opinion, of course, but seems to me like people are SUPPORTING the insurance companies, for dropping children, while making obscene profits, SOLELY to prove the President's Healthcare is bad. Yet, if 10% of that angst were aimed at the insurance companies, for doing such an immoral, unethical thing, perhaps it would work itself out. But, I don't see that happening - people are MUCH too happy, knocking this administration. For virtually EVERYthing. And, again, my opinion, not really caring WHO they hurt or damage in the process.
Sad, very sad...
What is sad. Sad is the fact that THIS ADMINISTRATION is willfully bankrupting America and in the process showing its anti American underbelly so often, the flack they get is well deserved! -Threw Arizona under the bus...even though they refuse to help AZ with life threatening border issues -appology tours all over the world telling our enemies that we are greedy and arrogant -more than doubling the obscene spending of the last administration -higher taxes.....and more government control everywhere you turn -dirty dealings/corruption beyond what we have ever seen -ties with vile radical criminal dispicable people at every corner. IMPEACH OBAMA
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« Last Edit: September 23, 2010, 04:02:39 PM by Chrisj CMA »
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Tropic traveler
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Posts: 3117
Livin' the Valk, er, F6B life in Central Florida.
Silver Springs, Florida
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« Reply #15 on: September 23, 2010, 07:01:16 PM » |
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Let me see here if I got this straight, let's FORCE all involved to get insurance, attack every entity in sight, insurance companies {who make money no matter what... DUH}, the doctors, the old {by cutting medicare}, the rich, etc, etc, etc & call this a plan???? Did anybody see any decent provision in the anointed one's plan to seriously deal with the REAL underlying problem with healthcare in this country?? Namely the EXPENSE of healthcare?? OR do we just come up with a horrifically complicated scheme designed to slowly kill any vestige of private insurance so that the white knights from the Federal government can come save us from the above named entities sometime in the near future? Yeah that's the ticket.....  And you libs wonder why your guys are going to take a beating at the polls in November.  Not all of us are blind.
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'13 F6B black-the real new Valkyrie Tourer '13 F6B red for Kim '97 Valkyrie Tourer r&w, OLDFRT's ride now! '98 Valkyrie Tourer burgundy & cream traded for Kim's F6B '05 SS 750 traded for Kim's F6B '99 Valkyrie black & silver Tourer, traded in on my F6B '05 Triumph R3 gone but not forgotten!
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Valkahuna
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« Reply #16 on: September 23, 2010, 07:57:52 PM » |
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Let me see here if I got this straight, let's FORCE all involved to get insurance, attack every entity in sight, insurance companies {who make money no matter what... DUH}, the doctors, the old {by cutting medicare}, the rich, etc, etc, etc & call this a plan???? Did anybody see any decent provision in the anointed one's plan to seriously deal with the REAL underlying problem with healthcare in this country?? Namely the EXPENSE of healthcare?? OR do we just come up with a horrifically complicated scheme designed to slowly kill any vestige of private insurance so that the white knights from the Federal government can come save us from the above named entities sometime in the near future? Yeah that's the ticket.....  And you libs wonder why your guys are going to take a beating at the polls in November.  Not all of us are blind. +1 
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The key thing is to wake up breathing! All the rest can be fixed. (Except Stupid - You can't fix that)
2014 Indian Chieftain 2001 Valkyrie I/S
Proud to be a Vietnam Vet (US Air Force - SAC, 1967-1972)
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Momz
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« Reply #17 on: September 23, 2010, 08:31:56 PM » |
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Maybe all Americans that have Healthcare InsuranceShould pick one day (Say Oct. 15th) and cancel their policies.
That would send a clear message to the insurance industry that we have had it with their greed and tacking hostage of those that can least afford their policies..
Time to think for yourselves folks.
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 ALWAYS QUESTION AUTHORITY! 97 Valk bobber, 98 Valk Rat Rod, 2K SuperValk, plus several other classic bikes
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Tropic traveler
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Posts: 3117
Livin' the Valk, er, F6B life in Central Florida.
Silver Springs, Florida
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« Reply #18 on: September 23, 2010, 09:18:24 PM » |
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Maybe all Americans that have Healthcare InsuranceShould pick one day (Say Oct. 15th) and cancel their policies.
That would send a clear message to the insurance industry that we have had it with their greed and tacking hostage of those that can least afford their policies..
Time to think for yourselves folks.
That would be barking up the wrong tree. It aint the insurance companies fault, they are only REACTING to forces beyond their control. I know you can trot out 8 bazillion examples of bad decisions made by insurance companies but bottom line is...... IF the ridiculous COSTS of healthcare were down to reasonable levels EVERYONE would be able to afford whatever private policy that suited their individual needs. I know that doesn't fit the time honored liberal thought template of blame the free enterprise system but it's a damn site better than guaranteed to fail government run healthcare. Work on the REAL problems of our present system.... NOT the tossing out the baby with the bathwater approach of our Comrade in Cheif!  That's MY thinking for myself.
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'13 F6B black-the real new Valkyrie Tourer '13 F6B red for Kim '97 Valkyrie Tourer r&w, OLDFRT's ride now! '98 Valkyrie Tourer burgundy & cream traded for Kim's F6B '05 SS 750 traded for Kim's F6B '99 Valkyrie black & silver Tourer, traded in on my F6B '05 Triumph R3 gone but not forgotten!
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fstsix
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« Reply #19 on: September 24, 2010, 04:04:49 AM » |
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The insurance Industry has been the problem, with the price of Malpractice premiums and liability policy's the Health care profession is pressured to counter these high cost....Interstate Competition is THE PROBLEM!!! NO COMPETITION !! we have 4 to pick from here in this state for Health Providers, sure there are others here but the Big 4 dictate the rates! 1200+ Health providers Nationwide and 4!! here...If they had some Competition not only would Healthcare be cheaper but the small Ins co's could also create jobs and get into the market also..THANK YOU POLITICIANS FOLLOW THE MONEY!!!
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Chrisj CMA
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« Reply #20 on: September 24, 2010, 04:09:16 AM » |
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Let me see here if I got this straight, let's FORCE all involved to get insurance, attack every entity in sight, insurance companies {who make money no matter what... DUH}, the doctors, the old {by cutting medicare}, the rich, etc, etc, etc & call this a plan???? Did anybody see any decent provision in the anointed one's plan to seriously deal with the REAL underlying problem with healthcare in this country?? Namely the EXPENSE of healthcare?? OR do we just come up with a horrifically complicated scheme designed to slowly kill any vestige of private insurance so that the white knights from the Federal government can come save us from the above named entities sometime in the near future? Yeah that's the ticket.....  And you libs wonder why your guys are going to take a beating at the polls in November.  Not all of us are blind. Well said TT. From what I see, one of the biggest problems with healthcare and this is a direct result of GOVERNMENT care. Doctors are forced (I say forced because if they dont they have to quit) to over charge because medicare/medicaid pay a reduced percentage of the cost. It becomes a "game" and the end result is higher and higher base costs for everthing and the unintended result is that when you get stuck with the bill you get the whole bill, not like the government who decides on thier own what to pay. If the government really wanted to fix the system it would see they need to REDUCE the amount of people on medicaid not drastically increase it. Their plans now will force many doctors out of business so we will have to wait in longer lines for the ones that put up with government red tape and low pay. Im sure the very best doctors will put up with all that
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G-Man
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« Reply #21 on: September 24, 2010, 07:03:21 AM » |
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Malpractice is so expensive because our court system is extremely expensive. Defense and court fees, added to the astronomical payouts and settlements are the major factors in malpractice costs. All this is, is a redistribution of wealth. The courts need to do a better job of not allowing frivolous cases to even get that far and the insurance companies shouldn't settle on these cases either.
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Tropic traveler
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Posts: 3117
Livin' the Valk, er, F6B life in Central Florida.
Silver Springs, Florida
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« Reply #22 on: September 24, 2010, 06:45:15 PM » |
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Chris, fstsix,& Gman.... Glad some of us get it! Interstate competition, tort reform, & updated record keeping. Let's see..... why not just ignore these type of badly needed changes in our system & just create a GIGANTIC new way of doing things that has FAILED everywhere else it was tried even on a much smaller scale. You think you wait a long time to see a doctor now.....  This is NOT the kind of "change" that anyone who thinks for themselves would support.
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'13 F6B black-the real new Valkyrie Tourer '13 F6B red for Kim '97 Valkyrie Tourer r&w, OLDFRT's ride now! '98 Valkyrie Tourer burgundy & cream traded for Kim's F6B '05 SS 750 traded for Kim's F6B '99 Valkyrie black & silver Tourer, traded in on my F6B '05 Triumph R3 gone but not forgotten!
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Oss
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Posts: 12597
The lower Hudson Valley
Ossining NY Chapter Rep VRCCDS0141
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« Reply #23 on: September 25, 2010, 12:03:54 PM » |
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The whole thing is an abortion IHMO. I pay for everything I work for myself. I think the whole thing should be junked NOW
But I will say this as a way of where I am coming from
My oldest daughter was now on her own, just graduated college, just starting a nice job, just painting her 1st apartment when she felt a lump in her neck. We had her tested, and then a 2nd opinion and it was Lymphoma, probably from the drugs she was taking for her JRA all those years, which now have warning labels but didnt back then.
She toughed the chemo and other treatment out, some of you know the drill, her employer god bless the company, fully health covered her even tho she was still on probation (6months before full vesting for coverage) and let her miss work and rescheduled her training on chemo days and 2 years plus now in remission and looks wonderful and fit
Her PET SCANS every 3-6 months still cost her thousands out of pocket and that is with the NEW OBAMA coverage as her employer plan now covers much much less.
But hey I found out I can still cover her one more year on MY insurance and save her money Freakin A I am doing so BECAUSE I CAN and BECAUSE SHE DESERVES HELP I CAN GIVE
My two cents is if I cant help my kids why the hell am I alive? What example am I setting? When I hear of a member needs help I am there if I can and so are many of you. Maybe I am missing Hoser's point. Hoser did good and raised his kids and they are on their own now. When he was young hopefully he was healthy but not all kids stay healthy and we are people not reptiles. We have the choice to help them even if not the obligation and if one has the means, then should not one help
I would like to help Obama become a regular citizen as soon as possible and maybe the next Commander in Chief can do better, I will start in November by voting against every incumbant in office and lobbying for an end to the free ride that congress gets. Part of the problem is a line from Animal Farm. All animals are created equal but some are more equal than others. As long as congress gets all these perks they dont feel our pain
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« Last Edit: September 25, 2010, 12:09:51 PM by Oss »
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If you don't know where your going any road will take you there George Harrison
When you come to the fork in the road, take it Yogi Berra (Don't send it to me C.O.D.)
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fstsix
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« Reply #24 on: September 25, 2010, 01:36:37 PM » |
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Oss, Good to hear your Daughter is in remission, We will keep her in our prayers at home here...I have been in the Emergency room this last 30 days at least 5 times and ICU for my Sons wife to be, "National guard MP", She is 21 years old and massive liver hemorrhage we almost lost lost her that night, Took half her liver and she has a lot of healing too do, Wife 2 times to ER last week thought it was a brain bleed..Thought it was Meningitis test confirmed Her Limes Disease has come back with a vengeance, Mother in law Heart attack last week and My Son a kidney stone last month, WOW i am starting to feel guilty in my 50's and strong as a mule...i guess we Fathers have to stay strong for our family...sorry about the long rant, God bless my friend, Greg
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