jimnvalk
Member
Posts: 264
Four wheels move the body, 2 wheels move the soul
Van, Texas
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« on: January 14, 2011, 01:52:12 PM » |
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I just got my renewal in the mail and found out that insurance for my 2 bikes this year is $588. I have liability and underinsured on my magna (98) and full on the Valk (99). What are you guys paying and who do you have it with. The company explained that the state mandatory liability limits increased this year which is what caused the increase.
Thanks
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Let the Fun Begin. 99 Valk 98 magna-sold   Jim MOOT #610 VRCC #30250 |
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Disco
Member
Posts: 4897
Armed Man=Citizen; Unarmed Man=Subject
Republic of Texas
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« Reply #1 on: January 14, 2011, 02:13:56 PM » |
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Hi Jim,
It sounds like you're doing pretty good from here.
I'm in Collin County and switched from Dairyland to Geico in September. Dairyland's renewal quote went up considerably, so I shopped Progressive (with ZERO chance of buying from them...) and Geico. By the time I got the coverages up and apples to apples, Dairyland was $1,220, Progressive was $574, and Geico was $598. For only the Valkyrie...
DFG
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2000 Bumblebee "Tourer", 98 Yellow & Cream Tourer, 97 Rescue blower bike 22 CRF450RL, 19 BMW R1250RT 78 CB550K 71 Suzuki MT50 Trailhopper .jpg) VRCC 27,916 IBA 44,783 |
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Joe Hummer
Member
Posts: 1645
VRCC #25677 VRCC Missouri State Representative
Arnold, MO
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« Reply #2 on: January 14, 2011, 02:14:23 PM » |
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Looks like $544 for a 97 Tourer and my 99 IS with Geico.
Coverages Limits / Deductible
HONDA HONDA
GL1500CF GL1500CT
Total Vehicle Premium: Total Vehicle Premium:
$275.00 $269.00
Bodily Injury Liability $50,000/$100,000 Non Deductible $33.00 $33.00
Property Damage Liability $25,000 Non Deductible $23.00 $23.00
Medical Payments $500 Non Deductible $13.00 $13.00
Uninsured Motorist Bodily Injury $25,000/$50,000 Non Deductible $49.00 $45.00
Comprehensive $500 Ded. $23.00 $21.00
Collision $500 Ded. $127.00 $127.00
Towing and Labor Non Deductible $7.00 $7.00
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1999 Valkyrie Interstate
You pay for the whole bike, why not use it Jerry Motorman Palladino
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john
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« Reply #3 on: January 14, 2011, 02:31:00 PM » |
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Progressive ...  284 bucks ... full coverage policy ...  |
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« Last Edit: January 15, 2011, 12:54:26 PM by john »
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vrcc # 19002
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RainMaker
Member
Posts: 6626
VRCC#24130 - VRCCDS#0117 - IBA#48473
Arlington, TX
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« Reply #4 on: January 14, 2011, 03:29:09 PM » |
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Progressive - about $325 full coverage. Stayed with them since they have always been so good in case of accidents. Just easy to work with and always fair. 2000 I/S.
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 2005 BMW R1200 GS 2000 Valkyrie Interstate 1998 Valkyrie Tourer 1981 GL1100I GoldWing 1972 CB500K1 |
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Red Diamond
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« Reply #5 on: January 14, 2011, 04:05:57 PM » |
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GEICO has been my insurance company of choice for about 20 years. A couple of years ago they upped my full coverage for the Interstate to $384.00 from $314.00. I did some shopping and came upon "e-surance" on the Internet. The same coverage was $199.00. February, '10, I bought the 2K tourer, my full coverage for both bikes is now $350.00 for one year, expiring at the end of Sept. '11.
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 If you are riding and it is a must that you keep your eyes on the road, you are riding too fast. |
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Disco
Member
Posts: 4897
Armed Man=Citizen; Unarmed Man=Subject
Republic of Texas
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« Reply #6 on: January 14, 2011, 06:53:12 PM » |
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Stayed with [Progressive] since they have always been so good in case of accidents. Just easy to work with and always fair. Unless you happen to get hit by one of their insureds and all you want is your reasonable medical expenses paid for. Two years of dragging their feet trying not to pay until my time ran out resulting in a lawsuit and having to "share" with a POS personal injury lawyer who negotiated the payables down to make room for his cut. |
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2000 Bumblebee "Tourer", 98 Yellow & Cream Tourer, 97 Rescue blower bike 22 CRF450RL, 19 BMW R1250RT 78 CB550K 71 Suzuki MT50 Trailhopper VRCC 27,916 IBA 44,783 |
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Russell Rice
Member
Posts: 253
I think I can, I think I can, I think I can!
Owasso, Oklahoma
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« Reply #7 on: January 14, 2011, 09:22:50 PM » |
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Progressive is what I had on my cars and truck, they sucked!!! :tickedoff:I have Progressive on my bikes and could not be any happier. :angel:I pay $500 a year for full coverage on a 99 tour & a 2000 Shadow. When my 97 was totaled Progressive stepped up  The adjuster came to my house and spent 4 hours taking pictures of the bike and getting prices for some of the after market parts I had installed. I was told by the other insurance company that I would only get $3000 for the bike and could buy it back for $2400  Progressive gave me $8600 ( $100 ) more than I bought the bike for and let me buy it back for $1200 Go to the dealer and talk to there insurance people You may have better luck at a better price |
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flamingobabe #44
Member
Posts: 1655
# 44
Friendswood, Texas
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« Reply #8 on: January 15, 2011, 06:19:52 AM » |
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we have Foremost County Mutual...thru AARP....we don't like their politics...but the Harley, Spyder and Valk...less than $600....a year....it pays to be old!!!!!
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RainMaker
Member
Posts: 6626
VRCC#24130 - VRCCDS#0117 - IBA#48473
Arlington, TX
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« Reply #9 on: January 15, 2011, 06:50:52 AM » |
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Stayed with [Progressive] since they have always been so good in case of accidents. Just easy to work with and always fair. Unless you happen to get hit by one of their insureds and all you want is your reasonable medical expenses paid for. Two years of dragging their feet trying not to pay until my time ran out resulting in a lawsuit and having to "share" with a POS personal injury lawyer who negotiated the payables down to make room for his cut. Never been on the other side. I have them for car, motorcycle and boat as again, they have taken good care of us. Sorry to hear of your problems with them, Dave. We are having issues with A-1 Affordable insurance - one of their clients hit my wife's van and they are lowballing the repairs by half of any estimate I can get. I plan to get my son involved in this one - might as well get some of that 3 years of law school investment back! |
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2005 BMW R1200 GS 2000 Valkyrie Interstate 1998 Valkyrie Tourer 1981 GL1100I GoldWing 1972 CB500K1 |
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SideCar
Member
Posts: 1493
Bikers don't need shrinks!
Colleyville, TX
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« Reply #10 on: January 15, 2011, 08:12:28 AM » |
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I have found that it varies depending on time of year, your location (Dave's BAD record), etc. I've had Foremost, Progressive, Geico and Dairyland. Doesn't seem to be any rhyme, reason or consistency on pricing. Here's who I use at Dairyland as do several others in the club and she can price it out for you to see what their price is. She's a rider. Kathy McGarry ( mayoagency@texoma.net) Business (940) 437-2378 |
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Old Geezer Richard
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« Reply #11 on: January 15, 2011, 08:58:27 AM » |
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Hey JimiValk , give 1-800-Bikeline a call .... I have full coverage on my 98 Valk , 2001 Shadow and my trailer I pull and everything together is under $ 270.00 per year , if I remember right thats here in San Antonio , Tx. no politics or BS with those folks , been very pleased ... see what they say ... they only insure recreational vehicles only no automobiles or trucks .... Thanks the Geezer  |
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If you don't care where you're going, then you ain't lost , Murphy's Law because wherever you are going to , it ain't going nowhere .... San Antonio,Tx.
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Doc809
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« Reply #12 on: January 15, 2011, 09:29:36 AM » |
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Hey Jim, I have Progressive full coverage on my 99 std. They draft my account each month for $20.84. Of course, you have to keep in mind that I am old and live in Terrell, hehe. L
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How much fun can I have before I have to go to hell?
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SideCar
Member
Posts: 1493
Bikers don't need shrinks!
Colleyville, TX
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« Reply #13 on: January 15, 2011, 03:48:45 PM » |
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Doc - Old? It seems like just yesterday that you were in school?
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jimnvalk
Member
Posts: 264
Four wheels move the body, 2 wheels move the soul
Van, Texas
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« Reply #14 on: January 15, 2011, 05:00:52 PM » |
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Thanks for all the feed back. I have alot to do between now and the 31st. Lots of ppl to talk to and call.
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Let the Fun Begin. 99 Valk 98 magna-sold Jim MOOT #610 VRCC #30250 |
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grizs50
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« Reply #15 on: January 15, 2011, 06:01:03 PM » |
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Hey JimiValk , give 1-800-Bikeline a call .... I have full coverage on my 98 Valk , 2001 Shadow and my trailer I pull and everything together is under $ 270.00 per year , if I remember right thats here in San Antonio , Tx. no politics or BS with those folks , been very pleased ... see what they say ... they only insure recreational vehicles only no automobiles or trucks .... Thanks the Geezer Bike line is http://markelinsuresfun.com/home and I have been with them for years, I have had two wrecks neither my fault, they stood with me and never raised my rates. You can run a free quote right on this site!! I have never had a better insurance company! |
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VRCC #15503 "ONCE YOU'VE HAD A FAT LADY, YOU CAN NEVER GO BACK!" 15 minutes on a harley don't make you a biker! "The Government is not your Mommy!"  |
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Wanderer
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« Reply #16 on: January 16, 2011, 07:01:51 AM » |
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I have found that it varies depending on time of year, your location (Dave's BAD record), etc. I've had Foremost, Progressive, Geico and Dairyland. Doesn't seem to be any rhyme, reason or consistency on pricing. Here's who I use at Dairyland as do several others in the club and she can price it out for you to see what their price is. She's a rider. Kathy McGarry ( mayoagency@texoma.net) Business (940) 437-2378 Cost, high or low, has a lot to do with zip code for sure! Please give Kathy a crack at your biz. She paid the event insurance for the DFW Valk club's Charity Run last summer - remember when it was so hot! And, to remember a moment in history, Kathy hosted the first ever DFW Valk club Christmas Party (sorry pics on another drive). She will even insure bikes that are not Valks! What a gal!!! ~Jeff |
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More Valk Pics...had a couple of Valks once upon a time 2004 DRZ400S 2005 GS1200 1978 CB550K 1977 CB550F
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jimnvalk
Member
Posts: 264
Four wheels move the body, 2 wheels move the soul
Van, Texas
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« Reply #17 on: January 26, 2011, 02:46:58 PM » |
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Hey JimiValk , give 1-800-Bikeline a call .... I have full coverage on my 98 Valk , 2001 Shadow and my trailer I pull and everything together is under $ 270.00 per year , if I remember right thats here in San Antonio , Tx. no politics or BS with those folks , been very pleased ... see what they say ... they only insure recreational vehicles only no automobiles or trucks .... Thanks the Geezer i can not get anyone to answer the phone, do you have a website by chance, Thanks |
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Let the Fun Begin. 99 Valk 98 magna-sold Jim MOOT #610 VRCC #30250 |
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SideCar
Member
Posts: 1493
Bikers don't need shrinks!
Colleyville, TX
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« Reply #18 on: January 26, 2011, 03:20:34 PM » |
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http://markelinsuresfun.com/homeHappened to get my renewal quote today, so I just got a quote from these folks. About $300 higher than renewing my Dairyland. I'm going to check Geico and Progressive as well just for good measure.
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« Last Edit: January 26, 2011, 04:05:22 PM by SideCar »
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jimnvalk
Member
Posts: 264
Four wheels move the body, 2 wheels move the soul
Van, Texas
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« Reply #19 on: January 26, 2011, 05:34:18 PM » |
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these are the quotes i have so far
farmers 588
dairyland 511
state farm, because they have my cars, 2300, yes you read right
e-surance (progressive) 341
trying to get ahold of bikeline but have not been able to get them to answer
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Let the Fun Begin. 99 Valk 98 magna-sold Jim MOOT #610 VRCC #30250 |
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godfire
Member
Posts: 1321
Republic of Texas
Living the dream in Sharonville, OH - with Sharon!
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« Reply #20 on: January 26, 2011, 07:15:36 PM » |
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Hey Jim, I have Progressive full coverage on my 99 std. They draft my account each month for $20.84. Of course, you have to keep in mind that I am old and live in Terrell, hehe. L
Old, live in Terrell, and ride a Pumpkin.... That could be a song!  |
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Ride Safe
Ride Often
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RainMaker
Member
Posts: 6626
VRCC#24130 - VRCCDS#0117 - IBA#48473
Arlington, TX
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« Reply #21 on: February 01, 2011, 02:27:21 PM » |
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Just got my Progressive Renewal - $271.00 (went down from last year)
$100,000/$300,000/$50,000 Libility
$30,000/$60,000 Uninsured/Underinsured Bodily Injury
$25,000 Uninsured/Underinsured property damage, $250 deductible
$3,000 Accessory Coverage, $100 deductible
Collision Full Coverage, $1000 deductible
Roadside Assistance
RainMaker
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2005 BMW R1200 GS 2000 Valkyrie Interstate 1998 Valkyrie Tourer 1981 GL1100I GoldWing 1972 CB500K1 |
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