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BamaDrifter64
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« on: July 25, 2011, 12:18:55 PM » |
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Who do you get your insurance from and how much is it yearly? Looking at probably changing mine and would like some recommendations. Thanks!
Dave
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SANDMAN5
Member
Posts: 2176
Mileage 65875
East TN
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« Reply #1 on: July 25, 2011, 12:58:00 PM » |
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I've used Progressive since 03. When I totalled my first Valk I had a check in my hand in about a week. Full coverage for my 98 is $154 yr including $3,000 for accessories.  |
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"Evolution" is a dying religion being kept alive with tax dollars.  |
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R J
Member
Posts: 13380
DS-0009 ...... # 173
Des Moines, IA
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« Reply #2 on: July 25, 2011, 01:41:03 PM » |
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My bike is with the same comapny as my vehicles and the house.
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44 Harley ServiCar   |
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fudgie
Member
Posts: 10616
Better to be judged by 12, then carried by 6.
Huntington Indiana
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« Reply #3 on: July 25, 2011, 01:45:43 PM » |
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Like RJ, all mine is rolled into 1 place. I think with my renters, full coverage on 2 trucks, full on the bike, its $130 a month. State Farm. It offers no roadside asst for the bike.
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 Now you're in the world of the wolves... And we welcome all you sheep... VRCC-#7196 VRCCDS-#0175 DTR PGR |
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RoadKill
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« Reply #4 on: July 25, 2011, 01:47:44 PM » |
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I had everything thru' Allstate..except the wifes bike (custom frame). After my accident they raised my rates about 8 times what is was before just for liability. Accident forgiveness MY BIG WHITE HAIRY ASS ! Not even a speeding ticket in 12 yrs and they would not even give me a reach around...but they did offer to pack sand in there when they were done ! All insurance is a scam of some sort
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Hef
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« Reply #5 on: July 25, 2011, 03:39:42 PM » |
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I have everything with State Farm. Had the same agent for over 35 years and it's been a good relationship. I have gotten other quotes just for my own curosity, but I have never a problem with State Farm and the rates as good as any other quote I've had. This topic is like oil, tires, etc. Many opinions and the only one that matters is yours. Good luck with whoever you choose.
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Red Diamond
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« Reply #6 on: July 25, 2011, 03:56:25 PM » |
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Two bikes thru e-surance, $350.00 yearly for both bikes, full coverage.
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 If you are riding and it is a must that you keep your eyes on the road, you are riding too fast. |
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Gerard irl
Member
Posts: 144
My pride and Joy
Dublin Ireland
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« Reply #8 on: July 26, 2011, 03:19:37 PM » |
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 Here in Ireland I pay 410 euro/580 usd for Interstate full cover for the year 350 euro for car fully comp for year 
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9Ball
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« Reply #9 on: July 26, 2011, 03:45:25 PM » |
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it's geographical, demographics, credit worthiness (in a lot of cases) and too many other variables to compare.
shop around....often. Sometimes it helps to have your policies bundled, but not always.
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VRCC #6897, Joined May, 2000
1999 Standard
2007 Rocket 3
2005 VTX 1300S
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BamaDrifter64
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« Reply #10 on: July 26, 2011, 04:38:47 PM » |
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I guess I should check my limits & deductibles...no accidents and no tickets and both Progressive & Geico want close to $400 a year.....  |
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Gryphon
Member
Posts: 544
Resistance is futile; if less than 1 ohm.
Fulton, MO
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« Reply #11 on: July 27, 2011, 06:41:31 AM » |
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Progressive here. Full coverage. '98 Standard, w/ accessory coverage: $145/yr. Paid it last week.
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Tx Bohemian
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« Reply #12 on: July 27, 2011, 08:14:52 AM » |
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Ok
Someone explain what is full coverage to ya'll.
Liability, collision, comprehensive, non/under insured, etc...??
I had progressive with my C50 (800cc) and I think the full coverage (what I call full) was like $300 per yr. When I bought the Valk it jumped up to $1200 for the same coverage. Supposily due to CC size.
I went with GEICO, got more coverage (300/100/300, road service, etc...) and it's substancially cheaper but still more than what is stated here.
I have no tickets for the past 30yrs nor have I claimed any accidents, ever.
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Remember, if you are on a bike and wreck with a car no matter how "in the right" you are you are going to lose. RIDE LIKE EVERBODY IS OUT TO GET YOU!!
Al
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OldOneEye
Member
Posts: 81
just one eye
San Antinio, TX
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« Reply #13 on: July 27, 2011, 01:08:35 PM » |
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I think I got you all beat.. $81.00 PROGRESSIVE.com
Here is my summery from the web site.... I have been with them for two years. Farmers or Allstate could not come close.
BODILY INJURY & PROPERTY DAMAGE LIABILITY $66.00
BI $30,000 EACH PERSON - $60,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $10,000 EACH ACCIDENT
COMPREHENSIVE $75 DEDUCTIBLE $14.00
INCLUDES DISAPPEARING DEDUCTIBLE
ACCESSORY COVERAGE $3,000 INCL
Premium by Vehicle $80.00
Theft Prevention Board Assessment $1.00 $1.00
Total Policy Premium $81.00
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2000 Valk
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Mr Whiskey
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« Reply #14 on: July 27, 2011, 01:11:13 PM » |
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Friend of mine turned me on to Dairyland Insurance. Cheapest I could find for 37918
No tickets or accidents. Never had to claim on it so don't really know how good they'd be really.
2KI/S full coverage, 25/50/15, comp, collision, uninsured motorist ($200 deduct).
77 cb 750 liability & uninsured motorist only.
Both bikes $387 for 12 mo's. $97 down then 5 equal pymnts, paid for the whole year.
It really seems to be based mostly on where you live. My Bro pays 'bout half that in Texas.
Peace , Whiskey.
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Peace, Whiskey.
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RudyF6
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« Reply #15 on: July 28, 2011, 05:58:20 AM » |
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Nationwide with AMA discount. Full coverage including un/underinsured motorist, 3k accessories, and $250 deductible. 3 bikes (98 Valk, 81 CBX, 01 Suzuki DR650) for an annual premium of $299.04. But........ in Michigan, we get jammed with the MCCA Assessment* that adds $495! so, my $300 policy costs almost $800!!! * Michigan Catastrophic Claims Assoc. - basically the insurance co's cover themselves against major claims - and WE get to pay the premiums!  |
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« Last Edit: July 28, 2011, 06:00:06 AM by RudyF6 »
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You can never be lost if you don't care where you're going!
98 "Tourerstate" (Std. with I/S bags/trunk)
98 Tourer solo ride
81 CBX
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KY,Dave (AKA Misunderstood)
Member
Posts: 4146
Specimen #30838 DS #0233
Williamsburg, KY
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« Reply #16 on: July 28, 2011, 06:33:17 AM » |
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I think I got you all beat.. $81.00 PROGRESSIVE.com
Here is my summery from the web site.... I have been with them for two years. Farmers or Allstate could not come close.
BODILY INJURY & PROPERTY DAMAGE LIABILITY $66.00
BI $30,000 EACH PERSON - $60,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $10,000 EACH ACCIDENT
COMPREHENSIVE $75 DEDUCTIBLE $14.00
INCLUDES DISAPPEARING DEDUCTIBLE
ACCESSORY COVERAGE $3,000 INCL
Premium by Vehicle $80.00
Theft Prevention Board Assessment $1.00 $1.00
Total Policy Premium $81.00
I don't see collision or any uninsured motorist or medical. If you have an accident I think your going to get beat. Just sayin. |
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