so many people now adays think they need a gun. they should stop watching TV and live in the real world. when was the last time you really needed a gun? hell, i've walked down streets in chicago that was gang land, and didn't have a gun, didn't feel like i needed one either.
i've been in a car accident, so yes i have insurance for that, yes, i've had a flat, don't carry a spare with the cycle though (and a cycle tire is harder to find in a small town). i had a guy break into our business after hours once, i had a gun then, it was the ONLY time i had to use it, even though had i just yelled at the kid, it would have worked just as well...... i'm just saying that in most cases you don't need to carry a gun, so why have something "more" to worry about?
REMARKS DELETED TO REMAIN ON TOPIC
Jim
Jim, i read your comments, and i'll give you a thumbs up

. and to keep things on topic, if i were to ever carry a gun, i would get a side holster

something to keep it out of sight and out of the weather. easier to carry on a cycle also.
http://www.uscav.com/Productinfo.aspx?productid=17430&tabid=548