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Bonzo
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« on: May 06, 2012, 03:06:15 PM » |
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Thank you all for all the prayers and well wished. They were greatly appreciated. Politics aside we are all brothers an sisters. Just a few things i will say, Make sure you have Medical on your NC policy and some under indsuread hookie dookie rider. I am a little medicated so patrdon the gammer
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Woops, I'm sorry.
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alph
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« Reply #1 on: May 06, 2012, 03:11:14 PM » |
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something about "Medical" makes me want to ask why you need it if your wife works for a hospital and you're covered with her insurance? another words, why by more then you need?
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Promote world peace, ban all religion. Ride Safe, Ride Often!!   |
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MNBill
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« Reply #2 on: May 06, 2012, 04:46:52 PM » |
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I learned that quick when I crashed. My wife has medical at her work, a great policy, I carried what I thought was enough on the bike, covered the deductable UNTIL I found out- charges for specialists- if injuries cross years new deductable- the list goes on. That is not even getting into the fact that her arm still does not work, nerve damage, almost a year now. Carry alot of insurance and call Oss's friends after the crash, the first day you are able.
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MNBill
SE Minnesota
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MP
Member
Posts: 5532
1997 Std Valkyrie and 2001 red/blk I/S w/sidecar
North Dakota
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« Reply #3 on: May 06, 2012, 04:52:50 PM » |
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something about "Medical" makes me want to ask why you need it if your wife works for a hospital and you're covered with her insurance? another words, why by more then you need?
Does your wife's policy cover not working? What if you cannot work for a year? Does her health insurance pay anything? NO. But, this policy will. It in effect becomes the liability policy of the other driver. If he has 10,000 liability, and your costs, besides medical, are $100,000, this will pay them. Probably THE most important policy. Ask OSS. MP |
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 "Ridin' with Cycho" |
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Paxton
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« Reply #4 on: May 06, 2012, 04:54:02 PM » |
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Bonzo; Glad to hear that things are progressing well!  Did you get to keep your totaled Valk?  |
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J. Paxton Gomez
1966 First year Bronco... 302 CI V8
1975 First year Chrysler Cordoba... 360 CI V8
1978 Honda 750F / Cafe Racer
2000 GL1500CY Fast-Black Standard Solo Rider
So Cal... 91205
"Four wheels move the body; two wheels move the soul."
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donaldcc
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« Reply #5 on: May 06, 2012, 05:25:50 PM » |
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something about "Medical" makes me want to ask why you need it if your wife works for a hospital and you're covered with her insurance? another words, why by more then you need?
Does your wife's policy cover not working? What if you cannot work for a year? Does her health insurance pay anything? NO. But, this policy will. It in effect becomes the liability policy of the other driver. If he has 10,000 liability, and your costs, besides medical, are $100,000, this will pay them. Probably THE most important policy. Ask OSS. MP I think MP is talking about UI/UIM (uninsured/underinsured). You should have the most you can afford. i have $500k at a reasonable price from progressive. |
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Don
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Lil D
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« Reply #6 on: May 06, 2012, 07:04:08 PM » |
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In ny, we go back to our health insurance if a motorcycle accident. ........
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1997 Valkyrie - "Emanuel"
2001 valkyrie trike
I've never tried to block out the memories of the past, even though some are painful. I don't understand people who hide from their past. Everything you live through helps to make you the person you are now. ....Sophia Loren
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wild6
Member
Posts: 251
(Old enough to know better)
Vernon, NJ
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« Reply #7 on: May 07, 2012, 08:25:57 AM » |
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Sent you this as a PM a few days ago..... Sorry to hear about your 'event'. Good to hear you're (will be) on the mend. In case your ride is totaled, I saw a listing come up today on craigslist: http://newjersey.craigslist.org/mcy/2994714147.htmlI don't think its too far from you but I'd be happy to go check it out for you if you want. Lemme know... -Dan Interested? |
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  “Meddle not in the affairs of the Dragon, for you are crunchy and taste good with ketchup.” |
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Bonzo
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« Reply #8 on: May 07, 2012, 09:38:53 PM » |
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Again please forgive the medicated response. After i had a small accident last year i was made aware mc insurance were not covered under no fault. I have decent med insurance. however for about 170 $ year i added 25000 med per person a year. my med ins through the job has a 300 deductible per specialist, 100$ for er treatment 30sca deductible per ct scan then pay 90% some fee for x-rays also . I also have the supplemental underissured rider. meaning if she has the minimum, i get my maximum. That stuff can add up. I will also say this as of January 1 I purchased AFLAC injury and Cancer coverage. I have not got around to look at the benefits but they are adding up. They pay in addition to any benefits your other insurances pay. n your pocket. The bottom line I hug my wife kids and grand kids every day.
Bike was totaled, frame bent and the settlement was excellent.
The other driver was locked up for three felony suspensions and sited for failure to yield
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Woops, I'm sorry.
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Oss
Member
Posts: 12887
The lower Hudson Valley
Ossining NY Chapter Rep VRCCDS0141
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« Reply #9 on: May 08, 2012, 04:45:03 AM » |
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I took a couple of pictures this bike went through the kind of agony that no bike should go through Bonzo thank goodness you have come out of this and Patty too. You are one tough fellow my friend   |
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If you don't know where your going any road will take you there
George Harrison
When you come to the fork in the road, take it
Yogi Berra (Don't send it to me C.O.D.)
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fudgie
Member
Posts: 10660
Better to be judged by 12, then carried by 6.
Huntington Indiana
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« Reply #10 on: May 08, 2012, 07:16:22 AM » |
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Hope your healing up well. Now to glance threw the classifieds.
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 Now you're in the world of the wolves... And we welcome all you sheep... VRCC-#7196 VRCCDS-#0175 DTR PGR |
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R J
Member
Posts: 13380
DS-0009 ...... # 173
Des Moines, IA
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« Reply #11 on: May 08, 2012, 10:54:12 AM » |
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Damn, never saw a rotor bent like that.
Must have been a very hard hit.
Glad to hear you are healing well.
Just remember to follow the Physical Therapy instructor.
Thoughts and prayers for a full healing process from Iowa.
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44 Harley ServiCar   |
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Jack
Member
Posts: 1889
VRCC# 3099, 1999 Valk Standard, 2006 Rocket 3
Benton, Arkansas
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« Reply #12 on: May 08, 2012, 12:54:34 PM » |
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something about "Medical" makes me want to ask why you need it if your wife works for a hospital and you're covered with her insurance? another words, why by more then you need?
My wife worked at the hospital where I was treated after my wreck 5 yrs ago. They refused to file my accident with their insurance company due to it being a motor vehicle accident. They came after me for $85,000. All the other medical companies were paid by my medical insurance with no problem. That is why I now have medical and underinsured insurance. |
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"It takes a certain kind of nut to ride a motorcycle, and I am that motorcycle nut," Lyle Grimes, RIP August 2009.   |
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Bonzo
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« Reply #13 on: May 09, 2012, 01:12:32 AM » |
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I hit her mini van square in the middle doors at 45 mph everything after that is conjuncture. Thanks the Good Lord my Wive walked away. Everything else is trivial
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Woops, I'm sorry.
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~ Timbrwolf
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« Reply #14 on: May 09, 2012, 05:14:00 AM » |
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...Glad Progressive took care of you my friend. Hope your injuries are on the mend.
I have Progressive also and have been satisfied with their service so far.
Im curious if you had any "after market" accessories on your bike, and if
so if Progressive compensated you under the 3K Accessory coverage they
provide as part of their standard policy ?
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. . . ...I saw a werewolf at Trader Vics. . . ...his hair was perfect...
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Bonzo
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« Reply #15 on: May 09, 2012, 08:13:40 AM » |
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Sent you this as a PM a few days ago..... Sorry to hear about your 'event'. Good to hear you're (will be) on the mend. In case your ride is totaled, I saw a listing come up today on craigslist: http://newjersey.craigslist.org/mcy/2994714147.htmlI don't think its too far from you but I'd be happy to go check it out for you if you want. Lemme know... -Dan Interested? I would be, but I am still heavily medcated. THANK YOU so much for the thought! |
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Woops, I'm sorry.
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Bonzo
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« Reply #16 on: May 09, 2012, 08:26:45 AM » |
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...Glad Progressive took care of you my friend. Hope your injuries are on the mend.
I have Progressive also and have been satisfied with their service so far.
Im curious if you had any "after market" accessories on your bike, and if
so if Progressive compensated you under the 3K Accessory coverage they
provide as part of their standard policy ?
I am hesitant on open forum to quote monetary stuff Bonzovrcc(REMOVE) @yahoo.com |
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Woops, I'm sorry.
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