If your bike has the CB installed then I would think you have an IS right if so then you have speakers you can listen to the CB and radio but not talk LOL so Yes you will need a headset JM makes some and there are others but I have not tryed them yet .
No, it's a Tourer with no speakers. I took a chance and bought it sight unseen. Unfortunately, no service records, no tools, and not much info....But, I really like it! It's a '98 with 17K, fairly clean.