I have posted before that I like swat style boots for riding. Comfortable right out of the box, and you can get waterproof or not, zips or laces, steel/hard/or normal toes, insulated or not, etc. All have good traction and all are great for walking when you get off the bike.
Anyway, how about insulated waterproofs for $40 (the only drawback I have found, is that a cordura tongue may let a little more air in than you would like while riding in the colder temps...though waterproof liner and 200 thinsulate should offset this somewhat)
http://www.lapolicegear.com/magnum-stealth-force-8-insulated-water-proof-boot.htmlI just got these to replace my lighweight summer boots which are getting pretty worn out. Several good coats of Kiwi on damp cotton will keep these nearly waterproof. $35
http://www.lapolicegear.com/magnum-stealth-ii-8-inch-tactical-boot.htmlThis is not a bad site to add to favorites. Only thing is it takes about 6-8 days to get your stuff. I do most of my bike gear shopping from 'closeouts' anymore.
http://www.lapolicegear.com/closeouts.html