I was having a real problem with it, then remembered I withdrew a couple years ago. Never missed it.

Also have had a smartphone since April. Turned out to be such a PITA I'm tempted to go back to a flip phone.

I don't use it for anything but to make/take calls and it's always dinging, letting me know some more junk just got dumped on my screen....which I end up deleting w/o reading.