another WTH

[Grumpy]

Went to Wendys this eve to pick up a chicken sandwich, paid with a twenty dollar bill, the clerk looked at it and said, we cannot accept this bill it is too old. It was dated 10 years ago. They have installed a money storage unit from Brinks, $20's and larger bills get put into it, sort of like a drop box, it will not accept any older bills. Has a scanner that rejects them. Manager gave me a ration of guff, so I told her to stick the sandwich in the brinks box or any other place she could find to stick it, and I left. I mean what the hell, good money is no good any longer unless it is less than 5 years old.  

[The emperor has no clothes]

That's rather bizzare, I've never heard of a business not wanting cash!

[Moonshot_1]

Wild guess here, but I'd bet it's their way of dealing with counterfeit bills. The newer ones having security measures in them.

[Serk]

You mean... some people still use cash for day to day transactions??

[old2soon]

Bill-i'm with you on this one. But I just KNOW i'm outa step with the wurld when I see kids paying for a single coffee or a single donut with plastic. Ya think the obuminater might be behind this-you know-one more way to make it HURT??  RIDE SAFE.

[Oss]

so all the money buried in those mason jars will not be accepted some day?

Serk I have never used an ATM yet

I just ride around the country looking for buried mason jars

[The emperor has no clothes]

Bill-i'm with you on this one. But I just KNOW i'm outa step with the wurld when I see kids paying for a single coffee or a single donut with plastic. Ya think the obuminater might be behind this-you know-one more way to make it HURT??  RIDE SAFE.

Hey I'm an old man and I hardly ever have cash!

[BigAlOfMD]

Several of the fastfood chains arround here won't accept anything larger than a $20.
I would have to be very desprate to use plastic at a fast food place.
At some point the health industry will make you pay.

[The emperor has no clothes]

Several of the fastfood chains arround here won't accept anything larger than a $20.
I would have to be very desprate to use plastic at a fast food place.
At some point the health industry will make you pay.

What am I missing? How come you guys are against using a debit card?

[MP]

Several of the fastfood chains arround here won't accept anything larger than a $20.
I would have to be very desprate to use plastic at a fast food place.
At some point the health industry will make you pay.

What am I missing? How come you guys are against using a debit card?

I like keeping a SLIGHT semblence of privacy.  Obama is getting ALL info from all sources, including plastic.   I can forsee the day, that using a card at fast food places, too many times, will raise your health insurance  premium.

[The emperor has no clothes]

Several of the fastfood chains arround here won't accept anything larger than a $20.
I would have to be very desprate to use plastic at a fast food place.
At some point the health industry will make you pay.

What am I missing? How come you guys are against using a debit card?

I like keeping a SLIGHT semblence of privacy.  Obama is getting ALL info from all sources, including plastic.   I can forsee the day, that using a card at fast food places, too many times, will raise your health insurance  premium.

Should I be worried about my heavy alcohol purchases with debit card?

[IamGCW]

Several of the fastfood chains arround here won't accept anything larger than a $20.
I would have to be very desprate to use plastic at a fast food place.
At some point the health industry will make you pay.

What am I missing? How come you guys are against using a debit card?

Debit card leaves a paper trail.  Heart surgery (for example) will be refused since you chose a meal that was not approved by the government.  Also skimmers love debit cards.  

[WilliamRS]

we use our credit card for everything instead of cash.  pay it off at the end of the month.  We don't use debit cards because when those get hacked, the hackers can clean out your bank account and it takes forever to get the bank to restore the funds AFTER you file the required police report.  Never have to file a police report for a hacked  credit card...the bank just sends us a replacement card.

[The emperor has no clothes]

Several of the fastfood chains arround here won't accept anything larger than a $20.
I would have to be very desprate to use plastic at a fast food place.
At some point the health industry will make you pay.

What am I missing? How come you guys are against using a debit card?

Debit card leaves a paper trail.  Heart surgery (for example) will be refused since you chose a meal that was not approved by the government.  Also skimmers love debit cards.  

Well I guess, but you know they have video cameras in those places. Do you guys go in disguise?

[The emperor has no clothes]

we use our credit card for everything instead of cash.  pay it off at the end of the month.  We don't use debit cards because when those get hacked, the hackers can clean out your bank account and it takes forever to get the bank to restore the funds AFTER you file the required police report.  Never have to file a police report for a hacked  credit card...the bank just sends us a replacement card.

I can understand that. I guess I've been lucky, been using it since '82 and never had a problem.

[WilliamRS]

we use our credit card for everything instead of cash.  pay it off at the end of the month.  We don't use debit cards because when those get hacked, the hackers can clean out your bank account and it takes forever to get the bank to restore the funds AFTER you file the required police report.  Never have to file a police report for a hacked  credit card...the bank just sends us a replacement card.

I can understand that. I guess I've been lucky, been using it since '82 and never had a problem.

it only takes being unlucky once to realize that there are risks to using debit cards

[The emperor has no clothes]

we use our credit card for everything instead of cash.  pay it off at the end of the month.  We don't use debit cards because when those get hacked, the hackers can clean out your bank account and it takes forever to get the bank to restore the funds AFTER you file the required police report.  Never have to file a police report for a hacked  credit card...the bank just sends us a replacement card.

I can understand that. I guess I've been lucky, been using it since '82 and never had a problem.

it only takes being unlucky once to realize that there are risks to using debit cards

Yep, you are right.

[Serk]

it only takes being unlucky once to realize that there are risks to using debit cards

Most banks will reimburse you if anything happens.

We got hit with a cloner we suspect at a drive thru once... Our bank called US to tell us, stopped the card, offered to next day air or make available for pickup at a branch new cards for us, and immediately put all the charges back in our account with no quibbling at all...

If we'd been using cash, and lost the cash, we'd have been SOL.

[John Schmidt]

Bill-i'm with you on this one. But I just KNOW i'm outa step with the wurld when I see kids paying for a single coffee or a single donut with plastic. Ya think the obuminater might be behind this-you know-one more way to make it HURT??  RIDE SAFE.

Hey I'm an old man and I hardly ever have cash!

Meathead, I thought you said you were old. You're only 55 per your profile. My oldest daughter would have been 55 earlier this year. Still a youngster! 

[The emperor has no clothes]

Bill-i'm with you on this one. But I just KNOW i'm outa step with the wurld when I see kids paying for a single coffee or a single donut with plastic. Ya think the obuminater might be behind this-you know-one more way to make it HURT??  RIDE SAFE.

Hey I'm an old man and I hardly ever have cash!

Meathead, I thought you said you were old. You're only 55 per your profile. My oldest daughter would have been 55 earlier this year. Still a youngster! 

Okay, maybe I should have said I FEEL like an old man

[hubcapsc]

we use our credit card for everything instead of cash.  pay it off at the end of the month.  We don't use debit cards because when those get hacked, the hackers can clean out your bank account and it takes forever to get the bank to restore the funds AFTER you file the required police report.  Never have to file a police report for a hacked  credit card...the bank just sends us a replacement card.

I agree... but... it is important to tell your bank when you are traveling... my card got shut down
on the way to InZane, they thought it was suspicious that I was buying gas every 100 miles on back
roads in Illinois... 

-Mike

[musclehead]

we use our credit card for everything instead of cash.  pay it off at the end of the month.  We don't use debit cards because when those get hacked, the hackers can clean out your bank account and it takes forever to get the bank to restore the funds AFTER you file the required police report.  Never have to file a police report for a hacked  credit card...the bank just sends us a replacement card.

tis true, you have more protection by using a credit card.

[fudgie]

we use our credit card for everything instead of cash.  pay it off at the end of the month.  We don't use debit cards because when those get hacked, the hackers can clean out your bank account and it takes forever to get the bank to restore the funds AFTER you file the required police report.  Never have to file a police report for a hacked  credit card...the bank just sends us a replacement card.

I can understand that. I guess I've been lucky, been using it since '82 and never had a problem.

it only takes being unlucky once to realize that there are risks to using debit cards

Mine was stolen at a tt bar in KY. 

[fudgie]

Several of the fastfood chains arround here won't accept anything larger than a $20.
I would have to be very desprate to use plastic at a fast food place.
At some point the health industry will make you pay.

What am I missing? How come you guys are against using a debit card?

Debit card leaves a paper trail.  Heart surgery (for example) will be refused since you chose a meal that was not approved by the government.   

No offense but that sounds alittle like paranoia to me. 

[MP]

Several of the fastfood chains arround here won't accept anything larger than a $20.
I would have to be very desprate to use plastic at a fast food place.
At some point the health industry will make you pay.

What am I missing? How come you guys are against using a debit card?

Debit card leaves a paper trail.  Heart surgery (for example) will be refused since you chose a meal that was not approved by the government.   

No offense but that sounds alittle like paranoia to me. 

A few years ago I would have said the same thing about the gov't listening in on all calls and emails too!  Yet, they have admitted they now do that.

[Varmintmist]

Several of the fastfood chains arround here won't accept anything larger than a $20.
I would have to be very desprate to use plastic at a fast food place.
At some point the health industry will make you pay.

What am I missing? How come you guys are against using a debit card?

Debit card leaves a paper trail.  Heart surgery (for example) will be refused since you chose a meal that was not approved by the government.   

No offense but that sounds alittle like paranoia to me. 

IRS already tracks them to find discrepencys on tax returns, and then there is Hotwatch. http://www.forbes.com/sites/moneybuilder/2011/01/26/is-the-government-tracking-your-credit-card-purchases/

[Varmintmist]

http://www.creditcards.com/credit-card-news/credit-card-purchase-privacy-1282.php

And more good stuff.

Its only paranoia if they are not out to get you.

[f6john]

     This is not a sky is falling post but just a prediction and take it for what it's worth. I have credit cards and use them for and when it's convenient for me. I don't use a debit card, I carry cash for day to day purchases. I do pay some bills online for the convenience and cost savings. I have experienced a problem recently with Directv. Their site will not allow me to pay my bill on line. Over the last 6 months I have called and complained and have had my bill reduced by $20.00 a month(for the next 6 months, yaaa!) for my trouble. But I believe their goal is to have all their customers on automatic withdrawal from their account or credit card and that I won't do. Many of my other accounts are making various offers to entice me to do the same.

     My wife is a teacher and she has no option in receiving her pay. It must be direct deposit. Lowes is very similar. Young tech heads are coming up with more and more ways to shop and do business without ever presenting a card, you're recognized by the system when you enter the store and your name and picture flash up on their point of sale screen. All very convenient, very 21st century. I believe it is leading to a cashless society. Then you will be subject to what a computer says you have in your account. Traveling and need gas? Pump won't accept your "debit" card, says no funds available. Whip out your credit card and swipe it, you paid late last month, maybe your a bad risk, declined. Not only do you not have any cash anymore to buy the gas, there probably isn't anyone there to take it anyway.

     This will lead to a one world currency and with it a one world government. I don't think I'll live to see it, but I have lived long enough to see things happen, that in my youth, would have believed impossible. I'm not wringing my hands and staying up at night worrying about all this. I have little to no control anyway. If you are a believer and study Bible prophecy you know a lot will happen before the return of Jesus and we just have to be prepared and aware. If you are not a believer, it would still be a good idea to keep an open mind about how our monetary system is evolving. Or just file this under the ramblings of an old man.

[Serk]

Ordering Pizza in the Future	powered by Aeva

[czuch]

All minor hassles for now.
 Soon enough the ones that are left will have a chip in their wrist that will take care of everything. Even identify which wrong rallys you attend. I maybe paranoid but when I got to gun shows or even a Ted Nugent concert I have a laminated xerox copy of my DL and leave the whole wallet at the house.

[cookiedough]

grumpy,  I would've done the exact same thing.  If a business doesn't want to accept cash whether 1 day old or 20 years,  it should not matter. 

Piss on Wendy's, go to DQ instead?


I have been known to use my credit card for even filling up the scooter say 4-5 bucks or even MCd's for a 4 dollar meal.  I used  my credit card a ton more when I earned 5% cash back when reached every 50 bucks but now that my credit card company is stingier only earning 1% cash back,  it's not that great a deal anymore to use the credit card. 

Gas and food purchases add up the most I use to get 50 bucks cash back nearly monthly now takes up to 3 months to get 50 bucks in cash back from credit card company.  Still, 50 bucks for free every 3 months is better than nothing. 

[Davemn]

So you insulted a hard working woman because she was following her companies policy??

[sandy]

Fudgie: Where do you swipe a debit card at a TT bar?

Several of the fastfood chains arround here won't accept anything larger than a $20.
I would have to be very desprate to use plastic at a fast food place.
At some point the health industry will make you pay.

What am I missing? How come you guys are against using a debit card?

Debit card leaves a paper trail.  Heart surgery (for example) will be refused since you chose a meal that was not approved by the government.   

No offense but that sounds alittle like paranoia to me. 

[Serk]

Fudgie: Where do you swipe a debit card at a TT bar?

That would seem self evident... The bigger question would be, how do you input your PIN number??? 

[Moonshot_1]

After further review.

Getting back to the original posting, the reason why they don't take "old" bills is because they are likely to be the ones that are counterfeited. Pre-1996 20's are easiest to counterfeit as they pre-date the security measures now currently used.

There are machines designed to identify the security marks in genuine bills. But these bills are post-1996 bills.

If a business or businesses in a specific area are prone to counterfeit money being used, what options are there to ensure the money is genuine?

http://money.howstuffworks.com/counterfeit4.htm

[old2soon]

we use our credit card for everything instead of cash.  pay it off at the end of the month.  We don't use debit cards because when those get hacked, the hackers can clean out your bank account and it takes forever to get the bank to restore the funds AFTER you file the required police report.  Never have to file a police report for a hacked  credit card...the bank just sends us a replacement card.

I agree... but... it is important to tell your bank when you are traveling... my card got shut down
on the way to InZane, they thought it was suspicious that I was buying gas every 100 miles on back
roads in Illinois... 

-Mike

    Found out about that the HARD way 3 years ago when I went to visit my brother in Illinois. Thank GOD it happened while my bank was still open during business hours.  Had some cash along but the motorcycle weren't the ONLY thing what was hungry!!  RIDE SAFE.

[hubcapsc]

we use our credit card for everything instead of cash.  pay it off at the end of the month.  We don't use debit cards because when those get hacked, the hackers can clean out your bank account and it takes forever to get the bank to restore the funds AFTER you file the required police report.  Never have to file a police report for a hacked  credit card...the bank just sends us a replacement card.

I agree... but... it is important to tell your bank when you are traveling... my card got shut down
on the way to InZane, they thought it was suspicious that I was buying gas every 100 miles on back
roads in Illinois... 

-Mike

    Found out about that the HARD way 3 years ago when I went to visit my brother in Illinois. Thank GOD it happened while my bank was still open during business hours.  Had some cash along but the motorcycle weren't the ONLY thing what was hungry!!  RIDE SAFE.

VISA shut me down (its their money)... my bank card (my money) still worked, so I hit the
money machine... called the Credit Union (my bank) first chance I got and they gave me a VISA security
number (I didn't save it  ) that works 24/7, so I called them that night, answered
a bunch of questions, and the card was turned back on.

-Mike

[BF]

So you insulted a hard working woman because she was following her companies policy??

I don't blame Grumpy one bit.  The man is paying with cash.....legal tender in all fifty states (57 if your Obama).  

Unless there was a plainly stated sign that stated their apparent new policy of not taking certain bills, then Grumpy had every right to be pissed about it and had every reasonable expectation that his money was just as good as everyone else's.  

I would have told them that twenty dollar bill was the only means I had to pay and if they wouldn't except it as payment, then that's their problem and would have walked out.  

I had kinda the same problem once at a toll booth on a bridge.  It was a three dollar toll.  All I had was a 100 dollar bill.  The lady refused to accept it and said that no other means was exceptable (with and attitude).  I told her that we have a problem as cars are backing up behind me and that 100 dollar bill is legal tender in all 50 states that that's all I have.  She began to count out 97 one dollar bills and hand it back to me......then told me to pull up so she could get my tag number.  I told her sure thing.....as I hit the gas and drove off.  Bitch.    

[Mn. Norseman]

I have a DQ and will gladly take your old crusty money . better hurry up tho, we close for the season in a week and half...        then would like to meander down south (after deer huntin) then I suppose some part time work.

[Big Bear]

I agree, that $20 is legal in all 50 states regardless of what their security system accepts.  I don't think it even matters if they put a sign up.
If their scanner does not accept your $20 bill it is their problem , not yours.  The manager should have know this and had a way to put a $20 in the cash register underneath the smaller bills and coins and give you the change just like they do often if you watch in many establishments.  I have seen it enough to know if I was a crook there were ALWAYS $20s to be had under the small bills and coins.

If I had the time I'd like to stand my ground and let them call the cops.  Their ignorance is not your problem.  Of course that didn't get that chicken sandwich in your belly.