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JFaje1
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« on: July 23, 2018, 04:16:50 PM » |
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I know this was a little while back, but it has just gotten worse. The Republicans had 7 years complaining about repeal and replace, and a year and a half since Trump took office, and he said this was going to be easy. Now he is taking more away. They still haven't figured it out. If the Russia thing doesn't bother you, does something like health care. These are dirt poor people, and I feel sorry for them. John https://youtu.be/hr932RsrE-k
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Oss
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The lower Hudson Valley
Ossining NY Chapter Rep VRCCDS0141
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« Reply #1 on: July 23, 2018, 04:35:36 PM » |
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well if either party can come up with a system that encourages competition across state lines eliminates the criminal charges that hospitals can charge those with and without insurance introduces true wellness care and preventive care
Then we can speak
Blaming either side is counterproductive
Of course if one is a fan of Obama one sees nothing wrong with lying to all of us about how we will be able to keep our providers (he forced most out already) and wont pay more (mine is almost double already since he took office) and pays for care for those who are not citizens, one will never get it
Thankfully unemployment is already at historic lows so money is being generated - now to get both sides to the table and off the pharma teat We know who benefits now and it is not people it is big pharma lobby. They are entitled to charge a reasonable sum for their efforts no question, but 50 bux for a motrin in a hospital 5000 for emergency room where you wait hours for someone to take your temperature. What a raping party
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« Last Edit: July 23, 2018, 04:39:54 PM by Oss »
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If you don't know where your going any road will take you there George Harrison
When you come to the fork in the road, take it Yogi Berra (Don't send it to me C.O.D.)
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Moonshot_1
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« Reply #2 on: July 23, 2018, 04:36:16 PM » |
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I know this was a little while back, but it has just gotten worse. The Republicans had 7 years complaining about repeal and replace, and a year and a half since Trump took office, and he said this was going to be easy. Now he is taking more away. They still haven't figured it out. If the Russia thing doesn't bother you, does something like health care. These are dirt poor people, and I feel sorry for them. John https://youtu.be/hr932RsrE-kGet like minded people like yourself, go down to Kentucky and adopt a family and help them pay their insurance costs. Ain't no one stopping you. The "Affordable Care Act" was neither "Affordable or sustainable" in an across the board fashion. Sure you could cherry pick a particular demographic that got some benefit but wasn't truly representative of the plan at all. People got hurt by it and the value they once had was decimated. The best health care plan is employment. The more people employed, the more value created, the more available for health care. Are some going to slip through the cracks and suffer because of it? Yup. But imagine your hands cupped together and they are full of water. A drip begins to fall to the ground. Do you try to catch it, knowing that you will lose all the water in your hands in such an attempt? That is what Obama care attempted to do.
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Mike Luken
Cherokee, Ia. Former Iowa Patriot Guard Ride Captain
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JFaje1
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« Reply #3 on: July 23, 2018, 04:47:21 PM » |
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Thanks for the cute answer, but a little foolish. About the best health care is employment, the guy was employed and got sick, or didn't you see that. As far as the Affordable care act, it was far from perfect, but instead of making a big deal of repeal and replace, why not work on a bipartisan approach to fix it, and people could at least have insurance. Would that not have made more sense? John
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Oss
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The lower Hudson Valley
Ossining NY Chapter Rep VRCCDS0141
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« Reply #4 on: July 23, 2018, 04:52:29 PM » |
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How about let the insurance companies come up with a plan? Offer Ins co money in an open competition to come up with plans over the next 90 days which the public can read (they have to be in plain english or be disqualified) and ask their representatives to vote on them
Who do you think will be administering this plan?
I am behind bipartisan efforts but the only way out of any situation is people to be working, then they can afford to pay for health care social security medicade etc
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If you don't know where your going any road will take you there George Harrison
When you come to the fork in the road, take it Yogi Berra (Don't send it to me C.O.D.)
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¿spoom
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« Reply #5 on: July 23, 2018, 04:59:38 PM » |
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Neither party is willing to admit and accept that healthcare has become too expensive to operate as a business. Obamacare simply demanded all insurance coverage be Platinum, and promised to pay the insurance companies while doing NOTHING to work on the actual costs of healthcare. Time to accept something like the UK, Canada, etc. model and put the current insurance situation out at the curb for disposal. Three things are essential, IMHO Everyone is in the same plan, period. Everybody pays, period. Everybody pays the same %, whether it be income, consumption, whatever. The Dems had the "In defense of the insurance companies bill" and the Repubs have the "Clueless, but want to get re-elected so we can't take the candy back non-bill". We also have the only candidate that said he'd be ok with single-payer during the Republican Primary and DI become President. Too bad neither party likes him...
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¿spoom
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« Reply #6 on: July 23, 2018, 05:00:43 PM » |
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Get employers OUT of the health insurance providing business, in fact make it illegal. 
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Moonshot_1
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« Reply #7 on: July 23, 2018, 05:09:45 PM » |
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Thanks for the cute answer, but a little foolish. About the best health care is employment, the guy was employed and got sick, or didn't you see that. As far as the Affordable care act, it was far from perfect, but instead of making a big deal of repeal and replace, why not work on a bipartisan approach to fix it, and people could at least have insurance. Would that not have made more sense? John
Not intended to be a cute answer. If you do care about these folks, go and help them. I am reminded of the story of the Grandfather and granddaughter walking on the beach and thousands of starfish were stranded on the shore. The granddaughter pick one up and threw it back into the sea. And another and another. Soon the Grandfather tells her, "You know you are not going to make a difference." and as she threw the next on in to the sea she replied "Made a difference to that one." So really, find a family in need and help them out if you feel saddened by their plight. You may not make a difference but you will make a difference to that family. We do it under the radar and anonymously. The point still holds that for us as a society the best solution the health care is robust employment and economic growth. Insurance isn't the solution. It is the problem. If you want insurance to pay for a dr. visit for a sore throat the dr. is going to charge what they can get out of the insurance company and you won't care because your insurance company is paying for it. Health insurance should be reserved for catastrophic or complex needs like surgery. If your car insurance paid for oil changes, oil changes would be $500. And that isn't even for synthetic. Same thing with healthcare. There is nothing to check and balance the costs with the insurance model that pays for cursed near everything. As far as a bipartisan approach, that was attempted. The Democrats chose not to listen to the pleas of the Republicans to fix it before it got passed. The Republicans on the House and Senate floor laid out the issues that were going to befall this scheme and the Democrats didn't care because they had a bill with a great name! Seriously, how far did the Democrats go to address the valid concerns of the Republicans? Bipartisan does not mean do it the Democrats way. Unless you are a Democrat. Then it pretty much does.
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Mike Luken
Cherokee, Ia. Former Iowa Patriot Guard Ride Captain
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MAD6Gun
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« Reply #8 on: July 23, 2018, 05:11:47 PM » |
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I know this was a little while back, but it has just gotten worse. The Republicans had 7 years complaining about repeal and replace, and a year and a half since Trump took office, and he said this was going to be easy. Now he is taking more away. They still haven't figured it out. If the Russia thing doesn't bother you, does something like health care. These are dirt poor people, and I feel sorry for them. John https://youtu.be/hr932RsrE-k Jeez,you just like stirring the pot. Let me tell you a story. My wife's aunt and uncle were diehard democrats. Voted for Obama both times. But because of Obamacare their granddaughter lost her healthcare. They changes sides and voted for Trump. I suspect many other voted for Trump for the same reason. Obama lied through his freeking teeth. The affordable care was a disaster. Sure some got Healthcare that didn't have it before but many people either had to oped out and pay the fine or spend boatloads of money on high premiums and deductibles. You know what they say. 'Those who stir the crap pot should be the first to lick the spoon".
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Bighead
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« Reply #9 on: July 23, 2018, 05:24:53 PM » |
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Just saw a patient today that needed an MRI and he said he wanted to get a cash price on it because he has a 10k deductible.  so he has to spend 10k of his own money on top of Insurance premiums before his insurance will pay for anything.(think on that) All because of the so called ACA. We have an independant imaging center that does them for around $300 cash.(and had he filed it on his ins. He would have to pay whatever the ins is billable for which would be way more than$300)However if you have one done at one of the three Hospitals they are $1100. Guess what people that have no Insurance have to go to the hospital to have one done,because they cant pay for it. So the Hospital winds up doing the test. Then the Pt is billed for $1100 vs the $300 they could get it done for. Why are they more expensive at the hospital? To cover the cost of all the uninsured tests that are done.(and they wont see a penny of the cost)this is a huge cost to the ins. companies. And a reason why Ins. Costs are the way they are.
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« Last Edit: July 23, 2018, 05:30:00 PM by Bighead »
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1997 Bumble Bee 1999 Interstate (sold) 2016 Wing
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Gavin_Sons
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VRCC# 32796
columbus indiana
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« Reply #10 on: July 23, 2018, 05:30:16 PM » |
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Just saw a patient today that needed an MRI and he said he wanted to get a cash price on it because he has a 10k deductible.  so he has to spend 10k of his own money on top of Insurance premiums before his insurance will pay for anything.(think on that) All because of the so called ACA. We have an independant imaging center that does them for around $300 cash. However if you have one done at one of the three Hospitals they are $1100. Guess what people that have no Insurance have to go to the hospital to have one done,because they cant pay for it. So the Hospital winds up doing the test. Then the Pt is billed for $1100 vs the $300 they could get it done for. Why are they more expensive at the hospital? To cover the cost of all the uninsured tests that are done.(and they wont see a penny of the cost)this is a huge cost to the ins. companies. And a reason why Ins. Costs are the way they are. My deductible is 6000. I no longer go to the doctor since obummercare took hold. I use to have a 2500 deductible. It is so far gone there is no real good fix. It is going to take 15 years to fix what dipshit f-uped in 4.
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JFaje1
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« Reply #11 on: July 23, 2018, 05:42:30 PM » |
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I know this was a little while back, but it has just gotten worse. The Republicans had 7 years complaining about repeal and replace, and a year and a half since Trump took office, and he said this was going to be easy. Now he is taking more away. They still haven't figured it out. If the Russia thing doesn't bother you, does something like health care. These are dirt poor people, and I feel sorry for them. John https://youtu.be/hr932RsrE-kI'm not stirring the pot anymore than some of the posts here lambasting everything Democratic. And I am just wondering what Trump is doing to make it better. Am I missing something. John Jeez,you just like stirring the pot. Let me tell you a story. My wife's aunt and uncle were diehard democrats. Voted for Obama both times. But because of Obamacare their granddaughter lost her healthcare. They changes sides and voted for Trump. I suspect many other voted for Trump for the same reason. Obama lied through his freeking teeth. The affordable care was a disaster. Sure some got Healthcare that didn't have it before but many people either had to oped out and pay the fine or spend boatloads of money on high premiums and deductibles. You know what they say. 'Those who stir the poop pot should be the first to lick the spoon".
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f6john
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Christ first and always
Richmond, Kentucky
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« Reply #12 on: July 23, 2018, 06:46:59 PM » |
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Thanks for the cute answer, but a little foolish. About the best health care is employment, the guy was employed and got sick, or didn't you see that. As far as the Affordable care act, it was far from perfect, but instead of making a big deal of repeal and replace, why not work on a bipartisan approach to fix it, and people could at least have insurance. Would that not have made more sense? John
Why not a bipartisan plan from the get go? You know the answer as well as I. The Affordable health care act was just another big government ploy which needs to die a quick death. Then start your bipartisan work, no need to try and polish a turd.
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Serk
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« Reply #13 on: July 23, 2018, 06:58:22 PM » |
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Before Obamacare I could afford to take my kids to the doctor and get them the care they needed.
Now I can't, my kids are having to go without therapy and care they need, and we owe several thousand dollars for the little care we DID get for them.
I have a friend that is literally dead because of Obamacare.
Yes, I'm pissed that it hasn't been fully, 100% repealed, every word of it.
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Never ask a geek 'Why?',just nod your head and slowly back away...  IBA# 22107 VRCC# 7976 VRCCDS# 226 1998 Valkyrie Standard 2008 Gold Wing Taxation is theft. μολὼν λαβέ
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¿spoom
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« Reply #14 on: July 23, 2018, 07:15:01 PM » |
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Just saw a patient today that needed an MRI and he said he wanted to get a cash price on it because he has a 10k deductible.  so he has to spend 10k of his own money on top of Insurance premiums before his insurance will pay for anything.(think on that) All because of the so called ACA. We have an independant imaging center that does them for around $300 cash. However if you have one done at one of the three Hospitals they are $1100. Guess what people that have no Insurance have to go to the hospital to have one done,because they cant pay for it. So the Hospital winds up doing the test. Then the Pt is billed for $1100 vs the $300 they could get it done for. Why are they more expensive at the hospital? To cover the cost of all the uninsured tests that are done.(and they wont see a penny of the cost)this is a huge cost to the ins. companies. And a reason why Ins. Costs are the way they are. Good point. Lost on many who extol the virtues of Obamacare because they don't actually buy their own insurance is that with Obamacare, many uninsured finally got insurance (paid for by others' taxes) but they didn't actually get healthcare. That's a critical difference, and shows the importance of getting rid of the whole for-profit insurance game. Subsidizing someone to the tune of $500/mo (often more) for insurance they don't/can't actually use costs more than the simple doctor's visit they'll be skipping. A few years back, National Geographic or The Smithsonian magazine had an entire issue dedicated to the bizarre world of what a hospital charges for the same procedure based on method of payment. Left me shaking my head what the last bastiges looked us straight in the eye and said they, "made awesome". Hang 'em all, and at this rate, hang the next batch, too. My deductible is 6000. I no longer go to the doctor since obummercare took hold. I use to have a 2500 deductible. It is so far gone there is no real good fix. It is going to take 15 years to fix what dipshit f-uped in 4.
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Robert
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« Reply #15 on: July 24, 2018, 04:04:00 AM » |
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Obama care was never meant to be good, it was as admitted by the framers a scam a power and money grab.
Why would you fix something that was never meant to do its job.
Mc Cain torpedoed the repeal bill it was deliberate and planned and a slap in the face to Americans.
Some pay 20k or more a year premiums and then have to pay for services?
Many could pay for their own health care IF they would repeal Obama care, allow the same discounts to individuals as to the health care industry, take off the stipulation of pre existing conditions. Health savings and competition across state lines and other types of programs could have ended the farce.
The middle class pays for the insurance so those who cant afford it get it for free but the middle class under Obama has shrunk and now the middle class cant afford their own insurance.
Trump did get the penalty repealed that caused those who could not afford insurance to be penalized thousands of dollars a year and still not have insurance.
Now that is a scam, the government says you have to have insurance. You cannot afford insurance yet the government penalizes you for not being able to afford insurance so you have less money than before and no insurance and cannot go to the doctor because its to expensive and you dont have the money.
The government was so screwed up before Trump got in and now with the Dems blocking anything Trump does its impossible to get O care repealed.
Obama pushed it through without party negotiations, he said I would not tax the people, the Supreme courts said it was a tax and the Congress could have repealed it based on that ruling but didn't. It was when Dems had the ability to do it.
Hopefully the Republicans will be able to get a real majority in the next elections and throw O care out.
Republicans did not want Trump by the way, they fought him tooth and nail those bunch of do nothings so its amazing that Trump was able to do what he has done.
Congress both sides, Obama are to blame for the health care mess. Obama introduced the bill but it was worked on by Hillary and many Dems by the way. It was the timing of Obama that allowed the bill to be passed by those seeking power and rule.
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« Last Edit: July 24, 2018, 04:07:41 AM by Robert »
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“Some people see things that are and ask, Why? Some people dream of things that never were and ask, Why not? Some people have to go to work and don’t have time for all that.”
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bscrive
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Posts: 2539
Out with the old...in with the wooohoooo!!!!
Ottawa, Ontario
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« Reply #16 on: July 24, 2018, 04:35:27 AM » |
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Neither party is willing to admit and accept that healthcare has become too expensive to operate as a business. Obamacare simply demanded all insurance coverage be Platinum, and promised to pay the insurance companies while doing NOTHING to work on the actual costs of healthcare. Time to accept something like the UK, Canada, etc. model and put the current insurance situation out at the curb for disposal. Three things are essential, IMHO Everyone is in the same plan, period. Everybody pays, period. Everybody pays the same %, whether it be income, consumption, whatever. The Dems had the "In defense of the insurance companies bill" and the Repubs have the "Clueless, but want to get re-elected so we can't take the candy back non-bill". We also have the only candidate that said he'd be ok with single-payer during the Republican Primary and DI become President. Too bad neither party likes him... Our health care up here is not all rainbows and lollipops. If you have something serious, and you get started into the system, then is can be ok. But, trying to convince a doctor that you are sick when it is not something easily diagnosed can be a challenge. Sure, our regular doctor visits are covered, but we also pay for our health care through our noses in taxes. Whether it be gas tax, income tax, sales tax, etc. That is why things are much more expensive up here. Here is a quote I found, I am not sure if it is exact, but it gives you an idea: "In 2016, the average unattached (single) individual, earning an average income of $42,914, will pay approximately $4,257 for pub- lic health care insurance. An average Canadian family consisting of two adults and two children (earning approximately $122,101) will pay about $11,494 for public health care insurance." Our wait times are ridiculous as well. The single biggest issue with health care is what the pharmaceutical companies and the companies that supply bandages, etc. charge. You can go to the store and buy a box of bandages for about 1/4 of the price the hospital buys one bandage for. I know that is an exaggeration, but it shows you where the main problem lies. It sucks, but I guess it is better than nothing.
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¿spoom
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« Reply #17 on: July 24, 2018, 06:15:29 AM » |
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Obama care was never meant to be good, it was as admitted by the framers a scam a power and money grab.
Why would you fix something that was never meant to do its job.
Mc Cain torpedoed the repeal bill it was deliberate and planned and a slap in the face to Americans.
Some pay 20k or more a year premiums and then have to pay for services?
Many could pay for their own health care IF they would repeal Obama care, allow the same discounts to individuals as to the health care industry, take off the stipulation of pre existing conditions. Health savings and competition across state lines and other types of programs could have ended the farce.
The middle class pays for the insurance so those who cant afford it get it for free but the middle class under Obama has shrunk and now the middle class cant afford their own insurance.
Trump did get the penalty repealed that caused those who could not afford insurance to be penalized thousands of dollars a year and still not have insurance.
Now that is a scam, the government says you have to have insurance. You cannot afford insurance yet the government penalizes you for not being able to afford insurance so you have less money than before and no insurance and cannot go to the doctor because its to expensive and you dont have the money.
The government was so screwed up before Trump got in and now with the Dems blocking anything Trump does its impossible to get O care repealed.
Obama pushed it through without party negotiations, he said I would not tax the people, the Supreme courts said it was a tax and the Congress could have repealed it based on that ruling but didn't. It was when Dems had the ability to do it.
Hopefully the Republicans will be able to get a real majority in the next elections and throw O care out.
Republicans did not want Trump by the way, they fought him tooth and nail those bunch of do nothings so its amazing that Trump was able to do what he has done.
Congress both sides, Obama are to blame for the health care mess. Obama introduced the bill but it was worked on by Hillary and many Dems by the way. It was the timing of Obama that allowed the bill to be passed by those seeking power and rule.
"Trump did get the penalty repealed that caused those who could not afford insurance to be penalized thousands of dollars a year and still not have insurance. "Now that is a scam, the government says you have to have insurance. You cannot afford insurance yet the government penalizes you for not being able to afford insurance so you have less money than before and no insurance and cannot go to the doctor because its to expensive and you don't have the money." Actually, the part of the plan requiring insurance or fine was one of the few things that attempted to make any financial sense. The largest % of the population that's contributing to an insurance plan, the better. You need the maximum young, healthy population to help offset the well-documented ever increasing healthcare costs of an aging population. Nothing political-just a basic tenet of insurance, just like investing premiums received to help grow the available funds for paying out. "Can't afford to pay" is a relative term. How many of us know people who expect others to buy their baby's booties for them, while they have $100 Nikes on their own feet, a giant TV connected to cable or a dish?
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¿spoom
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« Reply #18 on: July 24, 2018, 06:26:28 AM » |
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Neither party is willing to admit and accept that healthcare has become too expensive to operate as a business. Obamacare simply demanded all insurance coverage be Platinum, and promised to pay the insurance companies while doing NOTHING to work on the actual costs of healthcare. Time to accept something like the UK, Canada, etc. model and put the current insurance situation out at the curb for disposal. Three things are essential, IMHO Everyone is in the same plan, period. Everybody pays, period. Everybody pays the same %, whether it be income, consumption, whatever. The Dems had the "In defense of the insurance companies bill" and the Repubs have the "Clueless, but want to get re-elected so we can't take the candy back non-bill". We also have the only candidate that said he'd be ok with single-payer during the Republican Primary and DI become President. Too bad neither party likes him... Our health care up here is not all rainbows and lollipops. If you have something serious, and you get started into the system, then is can be ok. But, trying to convince a doctor that you are sick when it is not something easily diagnosed can be a challenge. Sure, our regular doctor visits are covered, but we also pay for our health care through our noses in taxes. Whether it be gas tax, income tax, sales tax, etc. That is why things are much more expensive up here. Here is a quote I found, I am not sure if it is exact, but it gives you an idea: "In 2016, the average unattached (single) individual, earning an average income of $42,914, will pay approximately $4,257 for pub- lic health care insurance. An average Canadian family consisting of two adults and two children (earning approximately $122,101) will pay about $11,494 for public health care insurance." Our wait times are ridiculous as well. The single biggest issue with health care is what the pharmaceutical companies and the companies that supply bandages, etc. charge. You can go to the store and buy a box of bandages for about 1/4 of the price the hospital buys one bandage for. I know that is an exaggeration, but it shows you where the main problem lies. It sucks, but I guess it is better than nothing. Agreed, I have had some good conversations with Canadian customers, and have a good friend in England that I've conversed this topic at length with. I'll take your system any day over the US's (or lack of one) the same way I'd convert to VA or Medicare. Like anything else, the devil is in the details. All I know is 100 years ago it cost about the same amount of money to care for a gunshot wound, cancer or a bite from a rabid animal. You didn't live long, but total cost was usually under $20  Now we almost have a situation where cutting a finger with a saw results in both stitches, blood work and a colostomy, just to protect against future malpractice suits. I don't know about Canada, but in the UK, a major part of dealing with that was requiring the loser in a malpractice suit pay the court costs. Dried up much of the ambulance-chaser cases, and really dropped the associated costs tacked onto everybody's bill. How many people would appreciate the gummint demanding ALL car/bike insurance include coverage for tires, batteries, towing, fading paint and the radio going out? That's what we have with Obamacare, and people can't see what that has to do with premiums skyrocketing. I suppose that I should be grateful that my policy includes drug addiction treatment and uterine cancer, but somehow I don't feel loved.
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« Reply #19 on: July 24, 2018, 01:50:44 PM » |
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Expecting any politician to really fix anything is kinda over the top wishful thinking. Sign every politician up for O-Care and cancel their current health care might get their attention. But even that is not a guarantee they would notice or do anything.
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Psychotic Bovine
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« Reply #20 on: July 24, 2018, 02:01:43 PM » |
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I wonder if part of the reason for high health care costs is all of the taxes and regulations from the government. I wonder if all of these ads for lawyers on tv saying "if you were in a hospital and stubbed your toe, you are owed compensation" might be causing some of the increases in cost. I wonder what healthcare providers pay for malpractice insurance.
I have never seen anything get cheaper or less complicated with government involvement.
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"I aim to misbehave."
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f6gal
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« Reply #21 on: July 24, 2018, 05:38:00 PM » |
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They had to require people to purchase insurance due to covering pre-existing conditions. If you can buy insurance after you get sick, who in the hell would buy it before they get sick?
Which of course, is not insurance at all.
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Robert
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« Reply #22 on: July 24, 2018, 06:01:35 PM » |
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Actually, the part of the plan requiring insurance or fine was one of the few things that attempted to make any financial sense.
"Can't afford to pay" is a relative term.
I dont know if you are referring to the people who receive Obama care which for some I would agree with your statement. I was more referring to the people who could not afford insurance so they had none yet were still penalized by the government for not having it. A catch 22 for sure. I know many that were penalized thousands of dollars in government confiscated tax returns that needed the money to pay for essentials, like food, clothing and housing. Yet the government took it offered nothing in reduced health care benefits that was affordable to the middle class and fined them on top of it. Some even lost or had to sell their houses or apartments to live and move to smaller digs. Loosing a house, food and health care is not relative if this is what you were referring to, while those who dont pay in have health care. I was shopping for insurance on the Obama care website and consider myself fortunate that I dont pay the 2 to 3k a month that would be required with a 10 to 15k deductible. So out of pocket yearly could be 50k by the time your done with a major medical problem. If you have that problem how are you going to afford insurance the next year?
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« Last Edit: July 24, 2018, 06:05:53 PM by Robert »
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“Some people see things that are and ask, Why? Some people dream of things that never were and ask, Why not? Some people have to go to work and don’t have time for all that.”
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¿spoom
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« Reply #23 on: July 24, 2018, 07:38:37 PM » |
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Under Obamacare, it's pretty much impossible to, "not afford insurance". The part that is as impotent as it's namesake is that many cannot afford to USE their "free insurance". Those who don't qualify for subsidies merely have to adjust their lifestyles to that of those who ARE eligible (sarcasm font-heavy) As you mention, it's not an oversight, it was intentional and never meant to make any financial or operational sense because the egotistical POS's who wrote it just assumed they'd always be in power and could just print new details and money as needed. That's why it only took the country 2 elections to eliminate the party of Obamacare as a majority in both houses.
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sdv003
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« Reply #24 on: July 24, 2018, 08:10:31 PM » |
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Just imagine what car insurance would cost if it was like health insurance. Need an oil change? It's covered. Need some gas? It's covered. Got a scratch in the door? It's covered. You wouldn't be able to afford it. If we changed health care insurance such that it covered the big stuff and you took care of the small stuff, I think you'd see a huge drop in price in both the insurance and the routine doctor care, since it would basically be a cash business. For those that can't come up with even a reasonably priced doctor visit charge, I have to believe we can figure that out. Just my 2cents, but it can't be worse than what we've had over the last 20 years.
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Serk
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« Reply #25 on: July 25, 2018, 04:58:56 AM » |
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Just imagine what car insurance would cost if it was like health insurance. Need an oil change? It's covered. Need some gas? It's covered. Got a scratch in the door? It's covered. You wouldn't be able to afford it. If we changed health care insurance such that it covered the big stuff and you took care of the small stuff, I think you'd see a huge drop in price in both the insurance and the routine doctor care, since it would basically be a cash business. For those that can't come up with even a reasonably priced doctor visit charge, I have to believe we can figure that out. Just my 2cents, but it can't be worse than what we've had over the last 20 years.

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Never ask a geek 'Why?',just nod your head and slowly back away...  IBA# 22107 VRCC# 7976 VRCCDS# 226 1998 Valkyrie Standard 2008 Gold Wing Taxation is theft. μολὼν λαβέ
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Alpha Dog
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« Reply #26 on: July 25, 2018, 05:42:15 AM » |
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Just imagine what car insurance would cost if it was like health insurance. Need an oil change? It's covered. Need some gas? It's covered. Got a scratch in the door? It's covered. You wouldn't be able to afford it. If we changed health care insurance such that it covered the big stuff and you took care of the small stuff, I think you'd see a huge drop in price in both the insurance and the routine doctor care, since it would basically be a cash business. For those that can't come up with even a reasonably priced doctor visit charge, I have to believe we can figure that out. Just my 2cents, but it can't be worse than what we've had over the last 20 years.
There is a plan for this that has been successfully used in the Witchita Kansas area under Dr. Josh Umbehr, founder of Atlas MD. A policy for a family of four can be about 150 dollars per month. He has helped others set up similar organizations around the country. https://www.bizjournals.com/wichita/news/2017/03/08/atlasmd-founder-featured-on-fox-news-program.htmlThe Trump Admistration is trying right now to implement this in some form to address the huge cost of health care, but one knows what happens when big government, special interests, and regulators get their hands on something and screw it up royally.
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Alpha Dog
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« Reply #27 on: July 25, 2018, 05:46:45 AM » |
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Under Obamacare, it's pretty much impossible to, "not afford insurance". The part that is as impotent as it's namesake is that many cannot afford to USE their "free insurance". Those who don't qualify for subsidies merely have to adjust their lifestyles to that of those who ARE eligible (sarcasm font-heavy) As you mention, it's not an oversight, it was intentional and never meant to make any financial or operational sense because the egotistical POS's who wrote it just assumed they'd always be in power and could just print new details and money as needed. That's why it only took the country 2 elections to eliminate the party of Obamacare as a majority in both houses.
On June 29, while on Vacation I was picking up some smoked fish ( Herring, Salmon, and Whitefish - Yummy ) from a small smoke shop in Omer, MI. The guy in front of me was railing with the owner ( who had Trump signs all over the place ) about his O' care. His deductible was 13k per year which made it un usable, like so many others. His monthly payments were also outrageous.
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old2soon
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« Reply #28 on: July 25, 2018, 08:05:23 AM » |
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My 2nd ex was working for something less then 9 bucks an hour held to NO MORE than 40 hours a week. She had affordable health insurance from her employer for something just north of a 100 bucks a month. NOT Cheap but doable. Then the obamanation that is o care came out. Her monthly payment would have tripled and her deductible quadrupled. I did NOT check her figures as I personally never visited any of the o care websites. But ALL the people she worked with including the owners of that handi mart had similar tales. And she also lost what was sposed to be her tax return money. I received a letter from my V A stating the care i was getting from the V A was "acceptable" for the o care guide lines!  As i stated i NEVER vistited the o care websites as i did not want my info there. And i was rather surprised what the V A paid for my broken ankle in Aug of 16. And Even More of a SURPRISE was what the hospital actually accepted for said service. The V A sent me a receipt showing What they had paid a stating quite clearly-Paid in Full and the hospital not fighting it and they were good with the pay out. X-rays temporary cast emergency room than the nice Lady orthopedic surgeon and her office visits and the X-rays in her office inflatable walking boot crutches and the follow ups the entire pay out from the V A was south of a grand. I could NOT have walked in from the street and gotten off that inexpensively. The figure i stated south of a grand is from the paper work the V A sent me. IF in fact More was paid out i am NOT aware of it. Course i have no idea ar all what happens should i get a debilatating disease and can no longer take care of myself! Lady orthopedic surgeon wanted me on a knee walker. She called the med supply house just down from her office. I did NOT have $600.00 for one. Stopped at the V A clinic on the way home. 2 days later FedX showed up with my new knee walker. NO charge. The V A is trying very Hard to keep the promise they made to me in 1964. so far so good. I also Know in other parts of the country the service provided by the V A in a word-sux. I am Indeed Very Fortunate.  RIDE SAFE.
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Today is the tommorow you worried about yesterday. If at first you don't succeed screw it-save it for nite check. 1964 1968 U S Navy. Two cruises off Nam. VRCCDS0240 2012 GL1800 Gold Wing Motor Trike conversion
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rocketray
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« Reply #29 on: July 25, 2018, 06:53:29 PM » |
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Medical Savings Accounts are maybe the best route. This is where a high deductible health insurance plan is coupled with a savings account to cover deductible.Cash negotiations rule. The largest lobbying group in Congress is the Jewish/Swiss pharmaceutical industry which leads to America having the highest drug prices in the world. Throw in tort reform where the loser pays the other guys legal fee's and some pain and suffering money for the wrongfully sued person. Make it illegal to have an Attorney take a case on contingency and you have a winner...law is 15% of the U.S. economy vs 1% worldwide
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