Any experiences with Dairyland motorcycle insurance?

[Ken aka Oil Burner]

I live in Massachusetts, which is good on several levels, but terrible for many others. One of those is insurance. Our laws are convoluted, which keeps some companies from even offering insurance here. Also, it's pretty expensive to get proper insurance here. I have 3 bikes on a policy with Mapfre/Commerce insurance. I'm currently paying $1397 per year, and this is supposedly with the discounts applied because I have auto and homeowner's insurance through the same agency.

I really don't want to go with Progressive for several reasons. I searched the New England Riders Facebook page, and as I figured, the answers were all over the place. One company that many mentioned was Dairyland. I did an online quote with them, using my current policy to make sure I was comparing apples to apples. The quote is $573.24, or $502.52 if paid in full. Sounds pretty fantastic to me, considering I pay a bit less than triple that now.

Anybody use Dairyland, and especially, has anyone had a claim through them? Experiences would be appreciated.

[Jess from VA]

Remember Burner that individual state insurance law and insurance commissions vary so widely between states that comparing companies across state lines is an iffy proposition (even the same company).  So I'd be Googling Dairyland in MA in particular, for consumer comments.  The comments I'd be particularly looking for is those saying they got sucked in on low rates one year, and then suffered big increases in premiums later, with no claims, accidents or moving violations to justify it.

I've never had an insurance claim on a motorcycle in 50 years of riding, and I don't expect to have one either.  So as long as I don't do business with a known terrible company (for it's coverage or claim practices, or it's political affiliations) I'm not too worried who I have who covers me.  (I view it as more of a tax on riding than actual protection; unlike on my cage/truck).  

Another thing to consider is, once you're nailed down a solid quote for desired coverage from Co B, you can go back to Co A and ask them what they can do for you before switching.  (or to just hear what they have to say about it)  

[hal47]

Totaled my harley with them and they were really  good covering everything and fast. Can't say anything bad about them.

[f6john]

I had them and the rates were very reasonable and I had two claims with them. Excellent response time and paid off per agreement. I had an automatic $3k coverage for accessories and they covered that too. My experience is from 10 years ago so things change with time but they would be my first place to check when I need coverage.

[Disco]

I had Dairyland when I got rear-ended on the late, great 'wing.  Totaled the bike, nearly totaled me.  The off-duty cop who hit me was underinsured, so I filed that claim on my policy.  Dairyland wrote the check, then tripled the premium the next year.  I went to GEICO and have been there ever since.