Still fighting with free Photobucket - PROBLEM SOLVED

[..]

From the "new" home page what do I do to create a new album???  

[baird4444]

if I remember right-   go to your albums and then from there you
can create a new one.  if you're just starting you might have a look at
  SHUTTERFLY  .   MORE FRIENDLY, no LIMITS ON FREE,free share sites, and less glitchy....
              - Mike