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CaribouHunter
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« on: April 27, 2015, 07:06:50 AM » |
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Switched insurance from State Farm to American Modern Select, and saved about $200/year on my '03 Tourer, for the same coverage. Asked me if I was a member of American Legion Riders for some reason. I'm not, probably saved me some money. I am the Commander of the Sons of American Legion, Post 134, but not in the Riders. This company specializes in motorcycles, vintage and antique cars, and RV's, and ATV/UTV's. Easy to do business with, on-line app, then a phone call to complete. Sent my insurance cards immediately.
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cookiedough
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« Reply #1 on: April 27, 2015, 09:11:33 PM » |
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never heard of them, good to know, is it a 1-800# to call and how do they rate in terms of business rating, A or A+ or ?
As soon as my car or home or cycle rates go up more than say 10-15 bucks per premium, I call around and shop for the best deal since never filed a claim in nearly 30 years of driving and 21 years of owning a home.
Isn't it surprising when you call some of these insurance companies how much some of them think their insurance is worth? I called on my 1104 sq. ft plain jane ranch home and one company told me over 1 grand for basic home insurance vs. the normal 300-400 bucks per year, same apples to apples policy. I just laughed and said thank you and hung up.
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CaribouHunter
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« Reply #2 on: April 28, 2015, 05:00:47 AM » |
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Cut my insurance bill in half for same coverage for a year. New premium is $264, which includes replacement value for my DropTail trailer as well. I got the info from this forum, about a year ago there was a thread about it. Went online and filled out ap, then called the 1-866-884-6167 number. I was already in their system, gave them my quote number, VIN, and Drivers License and had immediate insurance, took about 5 minutes. Very easy to do business with, emailed me my stuff and ID cards within about one minute. They do zero advertising. Going to also switch over my RV.
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« Reply #3 on: April 28, 2015, 05:08:23 AM » |
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I've been using American Modern since 2008. I price check every year and they are the best.
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Momz
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« Reply #4 on: April 28, 2015, 05:39:53 AM » |
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Good price on your insurance.
Just be thankful that you don't live in MI, where we have the highest rates in the country regardless of your driving record.
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 ALWAYS QUESTION AUTHORITY! 97 Valk bobber, 98 Valk Rat Rod, 2K SuperValk, plus several other classic bikes |
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CaribouHunter
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« Reply #5 on: April 28, 2015, 05:52:56 AM » |
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I just thought my State Farm policy was a little high, and when I saw the post a while back I thought I'd give them a try, did not realize it would almost cut my premium in half for the same coverage.
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Tailgate Tommy
Member
Posts: 1438
2000 Interstate, 2001 Interstate and 2003 Standard
Fort Collins, Colorado
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« Reply #6 on: April 28, 2015, 08:52:29 AM » |
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Just got the bill from Formost Ins. for my 2 Valks -went from $669/yr up to $966. No claims ever!
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CaribouHunter
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« Reply #7 on: April 28, 2015, 12:05:59 PM » |
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Go online and at least get a quote, just takes a minute.
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« Reply #8 on: April 28, 2015, 01:14:00 PM » |
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Just got the bill from Formost Ins. for my 2 Valks -went from $669/yr up to $966. No claims ever!
If you're not price shopping your home, car and bike insurance every year I think you are throwing money away. |
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