You ought to get back on 20 with a stealth antenna. There are lots of operators that are working in restricted housing areas that do pretty well. CW really gives you an advantage since you can run lower power and still communicate. There is lots of info on the web about hiding antennas. I wouldn't be afraid of an inside antenna at low power. Hopefully you wouldn't have to much of a noise problem to hear!
Although it is not conventional, but it is becoming more common, is the use of Flex radio or similar SDR system with transmit capabilities remotely. You install the radio at a family or friends house that is radio friendly and access it over the web.
And if you want to just listen. Try this link....
http://www.websdr.org/That website is a list of worldwide receivers that are free to listen to. I use a local one to listen to my friends on 40 meters while I am at work.
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The 2 meter / 440 aspect of the hobby is at an all time low from what I see. It is mostly a hangout for storm / ARES/RACES people. And they only talk when there is an emergency. I am about to step out of that aspect from an official standpoint. There is too much focus on paperwork and what the government needs from us for funding etc. I keep telling them I am a ham radio operator, I don't mind helping, but it is not my life! When I do step away from it, I will continue to help on an unofficial level.
I sometimes carry a ham radio on my valk (usually a handheld). Now this post is valk related!!
Craig
KC5PGZ
99 I/S that needs to be ridden.