It was Verizon messing the plot up.
Imagine that!
I had Verizion for my home internet for awhile.
Their wireless service is top notch,
Their Customer service is virtually non-existent!
Three months after I cancelled the service they began billing me again.
After Multiple calls to "customer service" they finally agreed that I didn't owe anything and told me that I had a ZERO balance.
Two months later, I start gettting calls and letters from a collection agency saying that I owed Verizion $120.00
I spent two years disputing the charges with no success.
Once Verizion turned it over to a collection agency (which they owned) customer service would no longer talk to me.
And the collection agency's stance was that if Verizion said I owed the money then I owed it.
It only ended because they finally sent me a "Settlement" offer that was so low, that it just didn't make financial sense not to pay it.
It stuck in my craw big time to pay them money that I didn't owe.
However, it was costing me more to allow the "ding" to remain on my credit.